Senior Group Underwriting Consultant

Jobtailor; California (MO); On-site; USD 120,000 - 190,000; Full time

Job summary

Jobtailor is seeking a senior underwriter for Large Group new business in California. The role focuses on risk assessment, premium rate calculation, and regulatory compliance, with collaboration across Sales, Actuarial, and other teams.

You will guide complex cases, price accurately, and drive process improvements within a cross-functional environment. The ideal candidate has a BA/BS in a related field, at least 7 years of relevant experience, and will reside within commuting distance of a

Qualifications

• BA/BS in a related field required, or equivalent combination of education and experience
• Minimum 7 years of related experience
• Large Group new business underwriting experience in the California market preferred
• Ability to learn and work within complex Rating Systems
• Must reside within a reasonable commuting distance of a posting location
• Position is not eligible for current or future visa sponsorship

Responsibilities

• Determine acceptability of insurance risks and appropriate premium rates for large and complex group cases
• Calculate new business rates based on experience, location, demographics, and other factors
• Coordinate with other departments to ensure accurate and consistent account reporting
• Propose rates using carrier experience, demographic data, and manual rates
• Perform post-sale reviews
• Survey existing product portfolios by market and monitor sales results, trends, and needs
• Recommend product portfolio changes
• Assist in establishing rating and administrative procedures
• Participate in major multifunctional teams as the underwriting representative
• Assist in the technical development of underwriting associates, including monitoring reports and workflow
• Recommend productivity and efficiency improvements
• Update and monitor departmental processes and procedures for system, regulatory, and business compliance
• Partner with Sales to understand client and customer needs
• Collaborate with Actuarial teams to price complex cases accurately

Skills

Large Group Underwriting

Risk Assessment

Premium Rate Calculation

Regulatory Compliance

Cross-Functional Collaboration

Education

Bachelor's degree in related field

Job description

Responsibilities

• Determine acceptability of insurance risks and appropriate premium rates for large and complex group cases
• Calculate new business rates based on experience, location, demographics, and other factors
• Coordinate with other departments to ensure accurate and consistent account reporting
• Propose rates using carrier experience, demographic data, and manual rates
• Perform post-sale reviews
• Survey existing product portfolios by market and monitor sales results, trends, and needs
• Recommend product portfolio changes
• Assist in establishing rating and administrative procedures
• Participate in major multifunctional teams as the underwriting representative
• Assist in the technical development of underwriting associates, including monitoring reports and workflow
• Recommend productivity and efficiency improvements
• Update and monitor departmental processes and procedures for system, regulatory, and business compliance
• Partner with Sales to understand client and customer needs
• Collaborate with Actuarial teams to price complex cases accurately

Requirements

• BA/BS in a related field required, or equivalent combination of education and experience
• Minimum 7 years of related experience
• Large Group new business underwriting experience in the California market preferred
• Ability to learn and work within complex Rating Systems
• Must reside within a reasonable commuting distance of a posting location
• Position is not eligible for current or future visa sponsorship

Core Competencies

Demonstrates expertise in large group underwriting, including risk assessment, premium rate calculation, and compliance with regulatory standards. Proven ability to collaborate with cross-functional teams and enhance productivity through process improvements.

Highest-signal resume keywords

• Large Group Underwriting Experience
• Risk Assessment
• Premium Rate Calculation
• Regulatory Compliance
• Cross-Functional Collaboration

Hard Skills

• Rating Systems
• Data Analysis
• Product Portfolio Management
• Post-Sale Reviews
• Sales Trend Monitoring

Soft Skills

• Communication
• Team Collaboration
• Problem Solving

Industry Keywords

• Insurance Risk
• California Market
• Demographic Data
• Account Reporting
• Underwriting Procedures