Senior Group Risk Specialist - 2LoD Controls Testing and Oversight

TD Bank; New York (NY); On-site; USD 115,000 - 186,000; Full time

Job summary

TD Bank in New York seeks a Senior Group Risk Specialist to provide risk management expertise to business leaders and to lead the implementation of risk frameworks for key segments.

You will oversee end-to-end controls testing, issue remediation, and independent reporting, while advising on policy, governance, and remediation prioritization.

The role sits in Risk Management within the Three Lines of Defense, offering scope to influence enterprise risk decisions and advance best practices.

Qualifications

• Undergraduate degree or technical certificate in a relevant field.
• 10+ years of relevant experience.
• Advanced knowledge of risk management governance and reporting.

Responsibilities

• Lead and support the implementation of risk frameworks and related management activities.
• Provide advisory services to executives and business leaders.
• Lead end-to-end controls testing and regulatory reporting.

Skills

Risk governance knowledge

Analytical software tools

Negotiation & communication

Mentoring & coaching

Education

Undergraduate degree or technical certificate

Job description

Work Location

New York, New York, United States of America

Hours

40

Pay Details

$115,440 - $186,160 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Risk Management Job Description

The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices.

Department Overview

TD Bank is guided by the Three Lines of Defense (LOD) Risk Framework: Risk Ownership (1LOD), Risk Oversight (2LOD), and Internal Audit (3LOD). The second line is independent of the business and provides policies, standards, and methodologies, with the authority to assess and challenge the first line to ensure adherence to those standards. In this role, you will lead and support the implementation of risk frameworks and oversight activities that mitigate enterprise risks. You will also lead the end-to-end controls testing and validation‑from planning through execution‑by assessing and socializing issues, monitoring remediation, and producing independent reporting across business processes and technology platforms, including support for regulatory and internal risk reporting.

Depth & Scope

• Recognized as top level expert within the company and requires significant in‑depth and/or breadth of expertise in a complex field and knowledge of broader related areas
• Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work
• Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
• Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large‑scale product, technical, functional or operations improvements
• Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts
• Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties
• Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field
• Requires innovative thinking to develop new solutions
• Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
• Works within general policies and industry guidelines
• Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context
• Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience

• Undergraduate degree or technical certificate and/or
• 10+ years relevant experience
• Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives.
• Knowledge of risk management environment, standards, regulations and mitigation
• Knowledge of current and emerging competitor and market trends
• Ability to contribute to strategic direction of the function and provide advice to senior leadership
• Skill in mentoring and coaching
• Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques
• Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
• Ability to make an impact, influence, and achieve results with effective negotiation, problem‑solving, and communication skills
• Skill in using computer applications including MS Office
• Ability to commu