Senior General Liability Claims Adjuster - High-Exposure

Raphael & Associates; United States; On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Competitive compensation

Paid time off

Medical, dental, vision, and life保险

401(k) with company matching

Job summary

Raphael & Associates seeks an experienced General Liability Claims Adjuster to manage high-exposure liability claims and complex coverage issues in the United States. The role involves analytical claim evaluation, negotiation, and collaboration with defense counsel, insureds, brokers, and internal stakeholders.

The ideal candidate has 7–10+ years of complex liability claims experience, valid NY adjuster license or comparable licensure, and proficiency with claims systems and Microsoft Office.

Qualifications

• 7–10+ years of experience handling complex, high-exposure General Liability and/or Excess Liability claims.
• Active Resident State Licensing or Active Non-Resident State Licensing and an active New York Adjuster license required.
• Experience managing litigated casualty claims from inception through resolution.
• Strong knowledge of liability coverage, tort law, and claims handling best practices.
• Excellent negotiation, analytical, and decision‑making skills.
• Strong written and verbal communication abilities.
• Ability to independently manage a complex caseload in a fast‑paced environment.
• Proficiency with claims management systems and Microsoft Office Suite.

Responsibilities

• Investigate, evaluate, and resolve complex General Liability and Excess Liability claims, including high-exposure bodily injury, property damage, catastrophic losses, and litigated matters.
• Analyze coverage, liability, damages, and exposure to develop effective claim strategies.
• Establish, maintain, and adjust reserves in accordance with company guidelines and best practices.
• Manage litigated claims in partnership with defense counsel, including oversight of pleadings, discovery, motion practice, mediation, and trial preparation.
• Review medical records, expert reports, and damage evaluations to assess claim exposure.
• Negotiate settlements within authority and provide recommendations on high-value claims.
• Maintain accurate, timely, and well-documented claim files.
• Communicate effectively with insureds, claimants, attorneys, brokers, and internal business partners.
• Ensure compliance with regulatory requirements, company standards, and service expectations.

Skills

Analytical skills

Negotiation skills

Communication skills

Decision-making

Independent caseload management

Tools

Claims management systems

Microsoft Office

Job description

Raphael & Associates seeks an experienced General Liability Claims Adjuster to manage high-exposure liability claims and complex coverage issues in the United States. The role involves analytical claim evaluation, negotiation, and collaboration with defense counsel, insureds, brokers, and internal stakeholders.

The ideal candidate has 7–10+ years of complex liability claims experience, valid NY adjuster license or comparable licensure, and proficiency with claims systems and Microsoft Office.