Senior Fraud Risk Manager

Earnest Current Job Openings; United States; Remote; USD 160,000 - 217,000; Full time

Job summary

An established industry player is seeking a Senior Fraud Risk Manager to lead fraud prevention strategies and enhance policies. This role requires expertise in fraud detection and analytics, along with strong leadership skills to guide a team. You will collaborate with various departments to ensure compliance and provide insights to senior leadership. Join a mission-driven organization that values diversity and is committed to making higher education accessible. If you are passionate about financial empowerment and have a proven track record in fraud prevention, this opportunity is for you.

Benefits

Health, Dental, & Vision benefits

Mac computers + work-from-home stipend

Monthly internet and phone reimbursement

Employee Stock Purchase Plan

Restricted Stock Units (RSUs)

401(k) plan with company match

Robust tuition reimbursement program

$1,000 travel perk on each Earnie-versary

Competitive annual PTO

Competitive parental leave

Qualifications

• Extensive experience in fraud prevention strategies and analytics.
• Strong leadership skills managing fraud prevention teams.

Responsibilities

• Develop and execute fraud prevention strategies to minimize risk.
• Lead, mentor, and develop a team of fraud prevention analysts.

Skills

Fraud prevention strategies

Fraud analytics

Leadership

Communication skills

Problem-solving skills

Collaboration skills

Prioritization

Multitasking

Education

8+ years in fraud prevention

3+ years in leadership

Tools

SQL

Python

Fraud detection tools

Job description

Our mission is to make higher education accessible and affordable for everyone. We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.

We build tools that help people feel in control of their financial future, including:

• Private student loans - low rates, people-first service, and flexible payments.
• Student loan refinancing - break free from high-interest rates or monthly payments.
• Scholarships - access to thousands of scholarships to help students pay less.

Earnies are committed to helping students live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together!

The Senior Fraud Risk Manager position will report to the Head of Risk & Fraud.

As the Senior Fraud Risk Manager, you will:

• Develop and execute fraud prevention strategies to minimize risk while supporting business growth.
• Partner with Fraud Operations to enhance fraud policies, procedures, and controls.
• Lead, mentor, and develop a team of fraud prevention analysts.
• Oversee fraud detection and investigation efforts, collaborating with Operations and Engineering.
• Leverage fraud detection tools, analytics, and models to assess risk and identify trends.
• Provide insights and recommendations to senior leadership.
• Ensure compliance with fraud prevention regulations and conduct risk assessments.

About You:

• 8+ years of experience in fraud prevention strategies and analytics for loans or credit cards.
• 3+ years of leadership experience managing fraud teams.
• Strong expertise in fraud detection, analytics, and emerging fraud trends.
• Expertise in fraud detection data, tools, methodologies, and industry best practices.
• Proficiency in SQL and Python for data analysis.
• Excellent communication, problem-solving, and collaboration skills.
• Ability to prioritize and multitask in a fast-paced environment.
• Willingness to travel to the Oakland office monthly.

Even Better:

• Knowledge and experience with laws and regulations designed to protect consumers and businesses from fraud.

Where:

• This role will be based in the US.

Pay Range

$160,000 - $217,000 USD

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.