Senior Fraud & Risk Analytics Lead

SumUp Inc.; Berlin (NH); On-site; USD 78,000 - 112,000; Full time

Benefits offered by this job

Office-first Berlin

Stock options

L&D budget

Pension match up to 20%

Paid leave 28 days

Urban Sports Club

Sabbatical Break4me

Referral bonus

Job summary

SumUp is seeking a Senior Risk & Fraud Prevention Analyst in Berlin to protect banking products and improve risk decisioning across global markets. You will build dashboards, refine rules, and work with data science and engineering to keep fraud under control while maintaining customer experience.

You will translate regulatory requirements into practical controls and communicate fraud performance to stakeholders across risk and leadership.

Qualifications

• Advanced SQL skills for querying and manipulating large datasets.
• Experience configuring fraud decision engines or systems based on rules.
• Strong grounding in applied statistics and modelling, including A/B testing, classification, and regression.
• Proactive in shaping structure and processes within a fast changing, ambiguous environment.
• Knowledge of EU banking fraud schemes, card network rules, and PSD2.
• Fluency in English, spoken and written.

Responsibilities

• Build and maintain fraud observability dashboards covering issued card, cash in, and cash out flows across merchant and consumer banking products
• Configure and refine decision engine rules to catch fraud early without adding unnecessary friction for genuine customers
• Investigate fraud anomalies and turn findings into clear, actionable recommendations for fraud operations and engineering teams
• Partner with data science and engineering teams to improve risk logic and explore new data sources and automation opportunities
• Translate PSD2, the upcoming PSD3, card scheme and other regulatory requirements into practical, workable controls
• Share regular fraud performance updates with stakeholders across risk, compliance, and leadership

Skills

SQL

Fraud engines

Statistics & modelling

Ambiguity tolerance

PSD2 knowledge

English fluency

Job description

SumUp is seeking a Senior Risk & Fraud Prevention Analyst in Berlin to protect banking products and improve risk decisioning across global markets. You will build dashboards, refine rules, and work with data science and engineering to keep fraud under control while maintaining customer experience.

You will translate regulatory requirements into practical controls and communicate fraud performance to stakeholders across risk and leadership.