Senior Fraud Analytics & Risk Lead

U.S. Bank; Charlotte (NC); Sur place; USD 105 000 - 124 000; Plein temps

Résumé du poste

U.S. Bank is seeking a Fraud Analytics Risk Analyst to join the Enterprise Fraud Risk team in Charlotte, NC.

The role focuses on investigating fraud losses, claims, and operational data to identify root causes and emerging risk trends, providing credible challenge to fraud strategies and controls. The successful candidate will develop benchmarks, monitoring frameworks, and analytical methodologies, while supporting cloud modernization initiatives and data migrations with Databricks and Azure.

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically more than six years of applicable experience.
• Four or more years of experience in analytics, risk management, fraud, financial crimes, or a related field.
• Experience querying relational databases and working with large data sets from multiple sources.
• Proficiency in SAS, SQL, Python, R, or similar analytics language or platform.

Responsabilités

• Perform independent, data-driven analyses of fraud losses, claims, complaints, alerts, operational data, and other risk indicators to identify root causes, control gaps, emerging fraud risks, and customer impacts.
• Provide effective second-line credible challenge to business line fraud strategies, detection rules, controls, processes, and performance reporting through analytical deep dives and independent assessments.
• Develop independent benchmarks, thresholds, segmentation frameworks, key risk indicators, and trend analyses to assess changes in fraud exposure, control effectiveness, customer outcomes, and loss performance.
• Design and maintain transparent, repeatable, and auditable analytical methodologies, monitoring frameworks, and governance processes that can be independently validated, refreshed, and reproduced as new data becomes available.
• Proactively identify emerging fraud threats, control weaknesses, and monitoring opportunities by sourcing and analyzing relevant data assets, developing actionable insights, and recommending risk mitigation actions to business and risk management stakeholders.
• Assess the fraud risk implications of significant business, product, strategy, model, vendor, and technology changes through independent impact analyses and provide risk-based recommendations
• Support strategic data and cloud modernization initiatives involving fraud analytics, monitoring solutions, reporting assets, and analytical controls, including migration to Databricks, Azure, cloud data platforms, and enterprise data domains.

Connaissances

SQL

Python

SAS

Tableau

Power BI

Data visualization

Analytical thinking

Communication skills

Fraud analytics

Formation

Bachelor's degree or equivalent

Outils

Databricks

Azure

SQL

Description du poste

U.S. Bank is seeking a Fraud Analytics Risk Analyst to join the Enterprise Fraud Risk team in Charlotte, NC.

The role focuses on investigating fraud losses, claims, and operational data to identify root causes and emerging risk trends, providing credible challenge to fraud strategies and controls. The successful candidate will develop benchmarks, monitoring frameworks, and analytical methodologies, while supporting cloud modernization initiatives and data migrations with Databricks and Azure.