Senior Fraud Analytics & Innovation Analyst

Bank of America; Jacksonville (FL); Presencial; USD 100.000 - 134.000; Jornada completa

Descripción de la vacante

Bank of America is seeking a fraud analytics professional to minimize loss exposure and protect customer experience. The role emphasizes complex data modeling, cross-system analysis, and policy improvement within segmentation structures.

You will work with Excel, SAS, SQL, Tableau, and relational databases to support strategic decisions and mitigate risk. The position requires 2+ years of analytical experience, strong quantitative skills, and the ability to communicate with executive leadership.

Formación

• 2+ years of analytical experience (Payment background preferred).
• Proficient in SAS or SQL and Excel.
• Strong quantitative, critical thinking, and analytical skills.
• Ability to communicate and interact with executive level personnel across the business.
• Ability to work independently as well as part of a virtual team.
• Innovative mindset with the ability to challenge the status quo.
• Ability to proactively identify, analyze, and improve upon existing processes for optimization and to meet deadlines.

Responsabilidades

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance.
• Utilizes a variety of systems, such as Excel, SAS, SQL, Tableau, and other relational data bases, to provide analytical support on strategies, ensure goals are met.
• Evaluates data to assess potential fraud risk and creating mitigation strategies.
• Proposes policy/procedural changes within segmentation structures to produce optimal results.
• Recommends ways to help the business achieve desired outcomes and make informed business decisions using data analysis outputs.
• Leads the coordination of the production of product performance reports and updates for senior management.
• Develops complex program models to extract data and uses multiple databases to acquire statistical and financial data.
• Support biometrics capability enhancements and strategy design.
• Build and develop logic for strategy.
• Utilizes portfolio trends to propose strategy and policy changes within segmentation structure to produce optimal results.
• Role would also include project scope leadership where candidate would be responsible for providing fraud requirements, testing, and development of strategies.
• Excels at risk/reward trade off.
• Participates in the rollout of leading-edge machine learning technology.
• Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors.

Conocimientos

Business Analytics

Business Intelligence

Data Quality Management

Fraud Management

Monitoring, Surveillance, and Testing

Collaboration

Data Visualization

Oral Communications

Problem Solving

Written Communications

Analytical Thinking

Critical Thinking

Data and Trend Analysis

Innovative Thinking

Research

Educación

Bachelor's degree in a quantitative discipline such as mathematics, statistics, operations research, finance, or business

Herramientas

SAS

SQL

Excel

Descripción del empleo

Bank of America is seeking a fraud analytics professional to minimize loss exposure and protect customer experience. The role emphasizes complex data modeling, cross-system analysis, and policy improvement within segmentation structures.

You will work with Excel, SAS, SQL, Tableau, and relational databases to support strategic decisions and mitigate risk. The position requires 2+ years of analytical experience, strong quantitative skills, and the ability to communicate with executive leadership.