Senior Financial Crimes Investigator - BSA/AML Expert

Truist Financial Corporation; Wilson (NC); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k plan

Paid vacation and sick days

Paid holidays

Job summary

Truist seeks a Senior Investigator within the Financial Intelligence Unit to lead end-to-end suspicious activity investigations and reporting in line with BSA/AML regulations. You will analyze customer activity, document findings, and coordinate with Relationship Managers to decide next steps.

This role requires deep knowledge of BSA/AML, OFAC, and SAR processes, plus strong analytical and communication skills. The position offers a collaborative team environment and comprehensive benefits.

Qualifications

• Strong knowledge and experience with BSA regulations and related compliance requirements.
• Excellent analytical and critical thinking skills with ability to identify issues and develop conclusions with minimal supervision.
• Strong investigative research and documentation skills.

Responsibilities

• Conduct timely investigations of customers using CIP information, occupation, line of business, income methods, and transaction activity.
• Analyze customer transaction activity to verify legitimacy and alignment with business.
• Prepare written analysis and recommend next steps to maintain or exit relationships.
• Communicate findings to FIU leadership and stakeholders with conclusions and recommendations.
• Coordinate with Relationship Managers and branch staff to gather information and support.
• Support development of internal process manuals documenting activities in the unit.
• Perform data mining and link analysis to identify patterns.
• Utilize transaction monitoring tools and research sources.
• Provide information for regulatory and analytical reports.
• Maintain knowledge of BSA/AML laws and OFAC requirements.
• Participate in BSA/AML training to stay updated.

Skills

BSA regulations knowledge

Analytical thinking

Investigation skills

Communication skills

Microsoft Office

Independent worker

Education

College degree or equivalent education

Master's degree preferred

Tools

BSA monitoring tools/case management

Job description

Truist seeks a Senior Investigator within the Financial Intelligence Unit to lead end-to-end suspicious activity investigations and reporting in line with BSA/AML regulations. You will analyze customer activity, document findings, and coordinate with Relationship Managers to decide next steps.

This role requires deep knowledge of BSA/AML, OFAC, and SAR processes, plus strong analytical and communication skills. The position offers a collaborative team environment and comprehensive benefits.