Senior Financial Analyst: Credit Loss Models (Remote 20%)

Confidential; Torrance (CA); On-site; USD 83,000 - 125,000; Full time

Benefits offered by this job

Lease Car Program

Industry-leading Benefits Plans

401K Plan with company match

Job summary

American Honda Finance Corp. is seeking a Senior Financial Analyst for its Accounting Operations division in Torrance.

The role focuses on end-to-end credit loss analytics, reserve forecasting, and IFRS/US GAAP compliance under SOX controls, with automation and data-analytics project work for cross-functional teams. You will develop econometric credit loss models, prepare footnotes and disclosures for SEC filings, and support audits.

Qualifications

• Bachelor’s degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
• Preferred certifications: CFA, CPA, CMA, MBA
• Minimum of 5+ years of progressive professional experience in forecasting credit losses for consumer and dealer finance portfolios.
• Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
• Advanced proficiency in Excel, Microsoft Office Suite, ERP systems (SAP, Business Objects, Oracle).
• Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).
• Progressively develop and refine new forms of data analytics to capture potential risks and communicate results to management.

Responsibilities

• Process/validate credit loss forecast models under SOX controls and prepare monthly/quarterly credit loss reserve reporting.
• Perform analytics on originations, delinquency, net charge-off, probability of default, loss.
• Develop econometric credit loss forecast models and automated workflow applications.
• Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of portfolios for SEC / 10K reporting.
• Provide credit loss reserve forecasts to corporate planning department.
• Perform analytics on quarterly balance sheet and income statement financials.
• Provide data analytics and support explanations for internal SOX and external audits.

Skills

Forecasting credit losses

Credit loss analytics

Data analytics

Excel proficiency

Programming (Python/R/SAS)

Data visualization (Tableau/Power BI)

Modeling

SOX controls

Audit support

Education

Bachelor’s degree in finance, accounting, economics, statistics, mathematics, data science, or related field

CFA

CPA

CMA

MBA

Tools

SAP

Business Objects

Oracle

Job description

American Honda Finance Corp. is seeking a Senior Financial Analyst for its Accounting Operations division in Torrance.

The role focuses on end-to-end credit loss analytics, reserve forecasting, and IFRS/US GAAP compliance under SOX controls, with automation and data-analytics project work for cross-functional teams. You will develop econometric credit loss models, prepare footnotes and disclosures for SEC filings, and support audits.