Senior Financial Analysis — Lending Pricing & Strategy

JPMorgan Chase & Co.

Columbus (OH)

On-site

USD 100,000 - 130,000

Full time

14 days+

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Job summary

JPMorgan Chase & Co. is seeking a Senior Associate in Business Banking Lending Finance to support pricing analysis, forecasting, and management reporting across retail and wholesale lending portfolios.

You will translate business cases into financial performance insights to guide informed decisions. You will collaborate with Product, Risk, Credit Decisioning, Legal, and Compliance to deliver well-governed pricing outcomes and to build scalable processes.

Qualifications

4+ years of progressive experience in finance, analytics, pricing, or business management.
Bachelor’s degree in finance, statistics, accounting, or a related field.
Strong financial acumen and ability to solve complex problems using data-driven analysis.
Proven ability to operate independently, manage multiple priorities, and deliver results in a dynamic environment.
Strong stakeholder management skills with the ability to influence partners at multiple levels.
Experience developing business cases and recommendations that connect analysis to decision-making.
Proficiency in Excel and PowerPoint, with strong data analytics capability including data mining and manipulation.
Excellent communication skills, including the ability to present clearly and tell a story with data.
Demonstrated ability to improve processes, support automation, and partner effectively with product teams.
Possess strong attention to detail with a well-organized, solutions-oriented approach.

Responsibilities

Collaborate with Product, Credit Decisioning, and Risk partners to provide finance support for lending pricing strategy from concept through implementation and ongoing monitoring.
Develop and maintain financial analysis models and tooling in partnership with modeling teams, ensuring strong controls, clear documentation, and long-term sustainability.
Evaluate relationship-based pricing and discount requests through economic assessments (profitability, shareholder value added, and return on equity) and document recommendations.
Support core pricing economics by governing key economic, capital, and expense assumptions and delivering decision-ready analysis for product strategy business cases.
Refresh and maintain pricing parameters to ensure timely updates to rate grids, floors and ceilings, segmentation, and other pricing levers.
Lead and contributeto ad hoc analyses and deep dives on key business questions, including pricing tests to assess trade-offs across rate, volume, risk, and profitability.
Own management dashboards and reporting, identifying opportunities to modernize through data centralization and the development of intelligent solutions and user tools.