Senior FI Credit & Risk Leader

BMO U.S.; Chicago (IL); Sur place; USD 130 000 - 270 000; Plein temps

Avantages offerts par ce poste

Health insurance

Tuition reimbursement

Retirement savings plan

Résumé du poste

BMO Financial Group in the United States seeks a senior Credit Adjudication & Risk Management leader to oversee a portfolio of Financial Institution clients, including banks and broker-dealers. The role evaluates complex lending, counterparty risk, and trading-product exposures, aligning decisions with risk appetite and policies.

You will lead credit reviews, mentor teams, partner with governance forums, and drive analytics to improve risk oversight.

Qualifications

• 15+ years of progressive experience in Credit Risk, Financial Institutions, Capital Markets, or Counterparty Credit Risk.
• Extensive experience analyzing and underwriting Financial Institution clients, including banks, broker-dealers and other financial intermediaries.
• Strong expertise in trading products, derivatives, securities financing transactions, and counterparty risk management.
• Deep understanding of financial statement analysis, credit underwriting, portfolio management, and capital markets risk.
• Expert knowledge of banking products, regulatory frameworks, credit policies, and risk governance practices.
• Proven ability to make sound credit decisions on highly complex transactions and relationships.
• Strong leadership, stakeholder management, influencing, and negotiation skills.
• Exceptional analytical, problem-solving, and decision-making capabilities.
• Excellent written and verbal communication skills with the ability to present complex credit matters to senior executives and risk committees.
• CFA, FRM, CPA, MBA, or similar professional designation.

Responsabilités

• Independently assess, approve, and provide recommendations on complex credit transactions involving Financial Institution counterparties.
• Evaluate counterparty credit risk, transaction structures, collateral, and risk mitigants to ensure alignment with credit policies.
• Monitor portfolio quality, emerging risks, and market developments to support sound credit decision-making.
• Act as a trusted advisor to senior business and risk leaders on credit, portfolio, and strategic risk matters.
• Lead complex credit reviews, portfolio assessments, and risk management initiatives.
• Provide independent analysis and recommendations on significant transactions and emerging risk issues.
• Partner with Capital Markets, Treasury, Legal, Compliance, and Risk teams to address complex credit matters.
• Support regulatory reviews, audits, and governance activities.
• Build strong relationships with internal and external stakeholders and represent Credit Risk in key forums and committees.
• Leverage portfolio analytics, reporting, and market insights to identify trends and inform decision-making.
• Drive enhancements to credit frameworks, monitoring tools, reporting, and risk management processes.
• Lead strategic and operational initiatives that improve effectiveness and risk oversight.
• Provide coaching, mentorship, and credit expertise to team members and business partners.
• Foster a strong risk culture and promote sound credit judgment across the organization.
• Serve as a senior subject matter expert in Financial Institutions and Counterparty Credit Risk.

Connaissances

Credit risk

Financial institutions

Trading products

Counterparty risk

Regulatory knowledge

Leadership

Communication skills

Professional designation

Analytical skills

Formation

CFA/FRM/CPA/MBA or equivalent

Description du poste

BMO Financial Group in the United States seeks a senior Credit Adjudication & Risk Management leader to oversee a portfolio of Financial Institution clients, including banks and broker-dealers. The role evaluates complex lending, counterparty risk, and trading-product exposures, aligning decisions with risk appetite and policies.

You will lead credit reviews, mentor teams, partner with governance forums, and drive analytics to improve risk oversight.