Senior FHA/VA Mortgage Underwriter

Fbc Mortgage Llc

Orlando (FL)

On-site

USD 70,000 - 100,000

Full time

8 days ago

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Job summary

Fbc Mortgage LLC in Orlando, FL is seeking a Mortgage Loan Underwriter to underwrite and add loan program required conditions to mortgage applications, ensuring borrowers meet program specifications prior to funding. You will communicate credit decisions to operations teams while upholding fair lending practices.

Responsibilities include analyzing loan files, reviewing credit reports and income documents, and maintaining production and quality standards.

Qualifications

5+ years of current, stable experience underwriting FHA and VA residential mortgage loans.
Encompass experience strongly preferred.
Experience working with a new home builder preferred.

Responsibilities

Analyze loan files based on program and product specifications.
Review and analyze credit reports, income documents, appraisal reports, and other relevant information to make sound underwriting decisions.
Maintain or exceed production and quality requirements on a monthly basis.
Maintain expert knowledge of corporate, investor, and regulatory guidelines.
Ensure compliance with all company, federal, and state guidelines and lending regulations.
Effectively communicate credit decisions and document needs throughout all individuals involved.
Maintain and record all credit risk activities.