Senior Equipment Finance Sales Officer

Commerce Bank; Houston (TX); Hybrid; USD 171,250 - 203,750; Full time

Benefits offered by this job

Health, dental, and vision insurance

401(k)

Education assistance

Job summary

A financial services company based in Houston is seeking a Senior Equipment Finance Sales Officer. This role involves soliciting companies for financing opportunities and managing a diverse portfolio. The ideal candidate will have over 7 years of sales experience in the banking industry, strong negotiation abilities, and excellent communication skills. This position offers competitive compensation and requires onsite presence four days a week.

Qualifications

• 7+ years of sales experience in banking or financial services.
• Experience in equipment lease origination preferred.
• Ability to structure complex credit requests.

Responsibilities

• Solicit companies for equipment finance and leasing opportunities.
• Serve as primary advisor for diverse commercial relationships.
• Coordinate with product partners to cross-sell services.

Skills

Sales and negotiation skills

Credit analysis skills

Knowledge of commercial products

Attention to detail

Excellent communication skills

Education

Bachelor’s degree in Accounting or Finance

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

About Working At Commerce

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award‑winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

Compensation Range

Annual Salary: $171,250.00 - $203,750.00 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to directly solicit companies with revenues between $10MM and $2 Billion for general industry equipment finance and leasing opportunities in the assigned territory.

Essential Functions

• Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new business.
• Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention.
• Coordinate with product partners to cross‑sell a full range of products and services.
• Critically review and analyze portfolios to reduce risk and enhance profitability.
• Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyze industry/credit risk.
• Facilitate the resolution of customer problems and engage product experts.
• Participate in community and business functions/groups to establish referral contacts within the marketplace.
• Ensure compliance with all bank policies, procedures, regulations, and laws.
• Perform other duties as assigned.

Knowledge, Skills & Abilities Required

• Strong knowledge of single investor tax, loans, TRAC, operating, synthetic, and debt transactions.
• Strong knowledge of commercial products, credit policies and procedures and terminology.
• Well‑developed sales and negotiation skills.
• Strong credit analysis skills.
• Ability to structure more complex credit requests.
• Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements.
• Motivated and organized self‑starter with strong attention to detail and the ability to manage multiple priorities.
• Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills.
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values.
• Advance proficiency with Microsoft Word, Excel, and Outlook.

Education & Experience

• Bachelor’s degree in Accounting, Finance or equivalent combination of education and experience required.
• 7+ years of sales experience in the banking / financial services industry required; sales experience in equipment lease origination preferred.

Additional Information

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record, maintain a valid driver’s license, and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements.

Onsite four days per week.

For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Senior Equipment Finance Sales Officer job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $171,250 to $203,750 annually. This position will be eligible for additional compensation through performance‑based incentive plan(s) that will correspond to meeting performance goals.

The candidate selected for this position may be eligible for the following employment benefits: employer‑sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.

Location: Remote, Houston, Texas 77042.

Time Type: Full time.