Senior Equipment Finance Portfolio Manager

Huntington Commercial Bank; Pittsburgh (Allegheny County); On-site; USD 70,000 - 161,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

PTO

Job summary

Huntington Bank is seeking a Senior Commercial Portfolio Manager - Equipment Finance to analyze and monitor credit worthiness of assigned customers, and to recommend and/or approve credit within guidelines. The role includes analyzing financial statements and performing ratio and trend analysis to determine equipment financing eligibility.

The position involves underwriting high-quality credit narratives, spreading statements using Moody's, and leading and mentoring junior analysts while

Qualifications

• Bachelor's degree in accounting, finance, business, or related field.
• 5+ years of experience in commercial credit underwriting.
• Proficiency with Microsoft Word and Excel.
• Strong written and verbal communication.
• Strong customer service orientation.
• Established professional network.
• High level of professionalism.

Responsibilities

• Underwrite high quality credit narratives for new and existing loans.
• Spread financial statements and tax returns using Moody's software for trend analysis.
• Analyze cash flow from operations and identify recurring/non-recurring sources.
• Research industry trends and risks.
• Perform collateral analysis (AR, inventory, real estate, investments).
• Run credit reports and gather KYC information.
• Provide leadership and mentor junior analysts; lead special projects.

Skills

Credit underwriting

Financial statement analysis

Cash flow analysis

Leadership & mentoring

Communication

Education

Bachelor's degree in accounting, finance, business, or related field

Tools

Microsoft Word

Microsoft Excel

Moody's software

KYC tools

Job description

Huntington Bank is seeking a Senior Commercial Portfolio Manager - Equipment Finance to analyze and monitor credit worthiness of assigned customers, and to recommend and/or approve credit within guidelines. The role includes analyzing financial statements and performing ratio and trend analysis to determine equipment financing eligibility.

The position involves underwriting high-quality credit narratives, spreading statements using Moody's, and leading and mentoring junior analysts while