Senior Equipment Finance Credit Analyst

Transwest Truck Trailer and RV; Denver (CO); Sur place; USD 96 000 - 111 000; Plein temps

Avantages offerts par ce poste

Medical, Dental, and Vision Insurance

Life (Voluntary) and Disability

401(K) with company match

HSA and/or FSA

Paid Time Off, Sick Time, Holidays

Employee Car Discount Program

Résumé du poste

Trans Lease, Inc. is seeking a Credit Analyst III to join our growing team in Denver. You will independently evaluate complex equipment finance transactions, assess credit risk, and support timely lending decisions.

You’ll work closely with Sales and other teams to manage customer relationships and ensure sound credit outcomes. As a senior contributor, you’ll mentor other analysts, participate in policy improvements, and monitor portfolio risks.

Qualifications

• Bachelor's degree required; advanced degree or professional certification is a plus.
• Typically 4+ years of equipment finance, commercial credit, or specialty lending experience.
• Demonstrated ability to underwrite complex, higher-risk, and exception-based transactions.
• Strong credit judgment with the ability to mentor and guide other analysts.
• Approval authority up to $750,000, including appropriate policy exceptions and complex structures.

Responsabilités

• Analyze and underwrite commercial credit applications using financial statements, tax returns, credit bureaus, personal financial statements, and other relevant information.
• Evaluate borrower strength, cash flow, guarantor support, collateral, equipment values, and overall transaction risk.
• Determine risk and provide clear, well-supported credit recommendations and decisions.
• Approve, condition, decline, restructure, or elevate transactions within established authority, as applicable.
• Work closely with Sales to support originations, manage customer relationships, and provide timely deal execution.
• Develop strong knowledge of the commercial transportation and equipment finance industries.
• Monitor customer financial performance, credit exposure, and emerging portfolio risks.
• Manage multiple transactions while maintaining efficient turnaround times.
• Support funding activities, including pricing and funding packages, as needed.
• Participate in credit process improvements, special projects, and back-testing.
• Provide mentoring, training, and guidance to other Credit Analysts, as applicable.
• Contribute to credit policy, underwriting standards, and portfolio risk management at the senior level.

Connaissances

Credit underwriting

Cash flow analysis

Risk assessment

Mentoring

Communication

Formation

Bachelor's degree

Outils

Excel

Financial modeling

Credit analysis software

Description du poste

Trans Lease, Inc. is seeking a Credit Analyst III to join our growing team in Denver. You will independently evaluate complex equipment finance transactions, assess credit risk, and support timely lending decisions.

You’ll work closely with Sales and other teams to manage customer relationships and ensure sound credit outcomes. As a senior contributor, you’ll mentor other analysts, participate in policy improvements, and monitor portfolio risks.