Lead Credit Analyst - Equipment Finance

Navitas Credit Corp.; Florida; On-site; USD 90,000 - 120,000; Full time

Job summary

Navitas Credit Corp. is seeking a detail-oriented Credit Analyst to evaluate credit risk for commercial equipment financing and leasing transactions. You will review financial information, borrower and guarantor profiles, and construct sound lending structures within authority limits.

The role partners with Sales, Operations, and Credit leadership to balance risk management with profitable growth. Strong analytical skills and Excel proficiency are essential for success.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Admin, Economics, or related field preferred.
• Minimum of 5 years in commercial lending, equipment finance, or credit underwriting.
• Strong Excel skills and proficiency with Microsoft Office.

Responsibilities

• Analyze financials, tax returns, and credit reports to assess creditworthiness.
• Support the flow side of the platform and complete financial spreads per policy.
• Engage with sales, funding, and operations teams to align on decisions.
• Make credit decisions within authority; escalate for committee approval as needed.
• Maintain broker relationships and develop broker programs.
• Review funded transactions for audits.

Skills

Analytical thinking

Problem solving

Effective communication

Attention to detail

Education

Bachelor's degree in Finance, Accounting, Business Admin, Economics, or related field

Equivalent combination of education and relevant experience

Tools

Microsoft Office Suite

Excel

Job description

Navitas Credit Corp. is seeking a detail-oriented Credit Analyst to evaluate credit risk for commercial equipment financing and leasing transactions. You will review financial information, borrower and guarantor profiles, and construct sound lending structures within authority limits.

The role partners with Sales, Operations, and Credit leadership to balance risk management with profitable growth. Strong analytical skills and Excel proficiency are essential for success.