Senior Energy Credit Structurer & Risk Lead

Oman Shell; Houston, Northern (TX, KY); Hybrid; USD 138,000 - 208,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

Pension plan

401(k) plan

Paid vacation and holidays

Job summary

Shell in Houston, TX seeks a Commercial Credit Manager - Structured to lead credit structuring, underwriting, and adjudication of complex energy transactions. You will manage the Retail Aggregation portfolio and collaborate with Commercial, Trading, Finance, and Legal teams to protect enterprise value.

5+ years in credit risk or structured finance within energy trading or investment banking; strong modelling, ISDA/CSA knowledge, and stakeholder influence are essential for success.

Qualifications

• Must have legal authorization to work in the US on a full-time basis for anyone other than current employer
• Bachelor’s degree required; MBA, CFA, or equivalent preferred
• At least 5+ years of credit risk or structured finance experience in energy trading, investment banking, or a related sector
• Proven ability to structure and execute complex structured or project-based transactions
• Strong credit, market risk, and/or financial expertise, including counterparty analysis and risk mitigation structuring
• Advanced financial modelling and analytical capability, including stress testing, scenario analysis, and exposure measurement
• Deep knowledge of energy markets, trading documentation (ISDA/CSA), and/or structured credit transactions
• Strong commercial judgment with a portfolio-wide view of risk and/or value creation
• Credit risk frameworks including PFE, ECL, Credit VaR, and/or mark-to-market exposure
• Structured and project finance, including due diligence and counterparty assessment
• Energy markets, commodity drivers, volatility, and/or regulatory impacts
• Experience in global, complex organizations with ability to influence stakeholders and manage competing priorities

Responsibilities

• Lead credit structuring and risk assessment for complex, long-dated transactions across energy commodities and instruments
• Assess counterparty risk and structure credit for transactions, including leverage, liquidity, capital structure, and recovery analysis
• Develop and interpret financial models to evaluate exposure, liquidity risk, and risk-return outcomes
• Design and negotiate credit mitigants with the Americas Commercial Credit Managers (CCM), including collateral, guarantees, covenants, and margining structures and exit strategy scenarios
• Partner with Commercial, Trading, Finance, Market Risk, Legal portfolio CCMs to originate and structure transactions
• Prepare credit recommendations and present to senior stakeholders and credit committees
• Oversee portfolio performance, monitor exposures, and identify emerging risks and remediation strategies for Retail Aggregation portfolio
• Support Regional Head of Credit by managing one or more portfolios
• Lead focal for credit risk advisory for physical, financial and structured financing transactions across key areas of coverage
• Leads change projects both globally and regional to aid critical improvement agenda
• Acts as primary focal on credit risk management and strategy matters to key Risk, Commercial and Finance stakeholders (VPs, GM, RTLs, Desk heads) within Shell Trading and beyond
• Translates business opportunities (immediate and longer term) and ensures application of the right instruments to create solutions.

Skills

Credit risk

Structured finance

Financial modelling

Energy markets knowledge

Commercial judgment

Counterparty analysis

Risk mitigation

Stress testing

Education

Bachelor’s degree

MBA / CFA preferred

Tools

ISDA/CSA

Credit risk systems

Job description

Shell in Houston, TX seeks a Commercial Credit Manager - Structured to lead credit structuring, underwriting, and adjudication of complex energy transactions. You will manage the Retail Aggregation portfolio and collaborate with Commercial, Trading, Finance, and Legal teams to protect enterprise value.

5+ years in credit risk or structured finance within energy trading or investment banking; strong modelling, ISDA/CSA knowledge, and stakeholder influence are essential for success.