Senior Distressed Assets Valuation Analyst - Hybrid

Citi; New York (NY); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work model (3 days in office)

Learning & development

Performance-driven environment

Wellbeing benefits

Job summary

Citi seeks a Senior Distressed Assets Valuation Analyst to deliver independent valuation and financial analysis across a portfolio of non-performing loans and distressed exposures. You will inform recovery strategies and work with credit risk, legal, and finance teams to assess collateral values and borrower viability.

You will build advanced models (DCF, liquidation, market-based) and perform scenario analyses to support decision-making for restructuring, enforcement, and asset exit strategies.

Qualifications

• Requires Chartered Accountant (CA), MBA in Finance, CFA or equivalent advanced qualification.
• Three to five years of experience in credit analysis, corporate restructuring, distressed debt, special assets, or corporate and investment banking.
• Proficient in corporate valuation methodologies including DCF and multiples across industries.

Responsibilities

• Assess distressed assets including corporate entities, CRE, and loan collateral to determine recovery prospects.
• Build and maintain financial models (DCF, liquidation, relative valuations) to support credit decisions.
• Conduct scenario analysis and stress testing for restructuring/enforcement strategies.
• Evaluate borrower plans, cash flows, and turnaround proposals for viability and repayment capacity.
• Analyse financial statements, management accounts, and sector trends to identify valuation drivers and risk exposure.
• Prepare valuation reports and recovery recommendations for credit committees and senior management.
• Monitor portfolio accounts for shifts in collateral values or borrower circumstances.
• Coordinate with credit risk, legal, and finance teams for enforcement, asset disposal, and insolvency proceedings when required.

Skills

Credit analysis

Corporate restructuring

Distressed debt

Valuation methods

Financial modelling

Clear communication

Autonomy

Education

CA / MBA in Finance / CFA or equivalent

Tools

Excel

Job description

Citi seeks a Senior Distressed Assets Valuation Analyst to deliver independent valuation and financial analysis across a portfolio of non-performing loans and distressed exposures. You will inform recovery strategies and work with credit risk, legal, and finance teams to assess collateral values and borrower viability.

You will build advanced models (DCF, liquidation, market-based) and perform scenario analyses to support decision-making for restructuring, enforcement, and asset exit strategies.