Senior Director, Underwriting & Portfolio Leadership

Capital One; New York (NY); On-site; USD 294,000 - 336,000; Full time

Job summary

Capital One seeks a Senior Director, Underwriting & Portfolio Management Lead within Community Finance, leading regions, a multifund function, and strategic people leadership. You will define governance frameworks, manage portfolio risk, drive growth, and cultivate long-term relationships with stakeholders across the affordable housing ecosystem.

Deep credit expertise and leadership are essential. This role emphasizes innovation, operational efficiency, and the ability to lead teams across UWPM

Qualifications

• Bachelor’s degree or military experience in a relevant field.
• At least 12 years of underwriting/portfolio experience in affordable housing or CRE.
• Strong credit, risk management, and analytical skills.
• Ability to lead teams and manage complex processes.

Responsibilities

• Provide strategic direction for underwriting and portfolio management.
• Lead risk assessment at portfolio, fund, and facility levels for debt and equity.
• Drive credit and investment approvals aligning with risk appetite.
• Lead relationships with syndicators, developers, investors, and government agencies.
• Foster innovation and process improvements in risk management.

Skills

Critical thinking

Risk management

People leadership

Analytical skills

Communication

Teamwork

Education

Bachelor's degree or military experience

Master's degree preferred

Job description

Capital One seeks a Senior Director, Underwriting & Portfolio Management Lead within Community Finance, leading regions, a multifund function, and strategic people leadership. You will define governance frameworks, manage portfolio risk, drive growth, and cultivate long-term relationships with stakeholders across the affordable housing ecosystem.

Deep credit expertise and leadership are essential. This role emphasizes innovation, operational efficiency, and the ability to lead teams across UWPM