Senior Director, Software Engineering & Tech Strategy

HITEC; Plano (TX); On-site; USD 286,000 - 327,000; Full time

Job summary

Capital One seeks a Senior Director of Software Engineering - CTO for Auto Refinance in Plano, TX. You will own the technology stack across the lending lifecycle, from marketing targeting to underwriting, pricing, and lien perfection, driving architectural evolution and real-time decisioning.

You will lead multiple engineering teams, set platform roadmaps, and deliver high-throughput, low-latency systems. A strong track record in cloud, data, and AI tooling is required.

Qualifications

• Bachelor’s degree in computer science or related field.
• Master’s degree preferred.
• Proven leadership in large-scale software engineering teams.
• Experience with cloud platforms and modern data architectures.

Responsibilities

• Own end-to-end tech stack for lending lifecycle.
• Direct accountability for capital allocation and roadmaps.
• Lead multiple product-focused software engineering teams.
• Design destination architecture with real-time valuation and fast decisions.
• Scale automated funding pipelines and robust verification processes.

Skills

Distributed systems

AI tooling

People management

Cross-functional collab

Real-time risk

Cloud platforms

Education

Bachelor’s Degree in Computer Science

Master’s Degree in CS or Software Eng

Tools

AWS

Azure

GCP

Job description

Capital One seeks a Senior Director of Software Engineering - CTO for Auto Refinance in Plano, TX. You will own the technology stack across the lending lifecycle, from marketing targeting to underwriting, pricing, and lien perfection, driving architectural evolution and real-time decisioning.

You will lead multiple engineering teams, set platform roadmaps, and deliver high-throughput, low-latency systems. A strong track record in cloud, data, and AI tooling is required.