Senior Director Insurance & Risk Financing

Siemens Healthineers; United States; Remoto; USD 175.000 - 240.000; Tempo pieno

Vantaggi offerti da questo lavoro

Medical insurance

Dental insurance

Vision insurance

401(k) retirement plan

Life insurance

Disability insurance

Paid time off

Paid sick and safe time

Parking/public transportation

Descrizione del lavoro

Siemens Healthineers AG is seeking a Senior Director Insurance & Risk Financing to lead insurance activities across the Americas, with a primary focus on US operations. You will manage workers’ compensation and automobile programs, oversee broker negotiations, and drive the regional placement strategy within the Global Corporate Insurance framework.

You will lead a regional team, coordinate with global teams, and provide risk-management guidance to businesses, projects, and potential M&A

Competenze

• The candidate holds a university degree in business, finance, law, engineering, risk management, or an equivalent discipline.
• At least 10+ years in corporate insurance, risk management, or related fields with leadership experience.
• Strong knowledge of the US commercial insurance market and experience placing/renewing workers’ compensation and auto programs.

Mansioni

• Lead the Americas insurance and risk financing programs in alignment with the global strategy.
• Oversee US workers’ compensation, automobile, and other required coverages and broker relations.
• Manage claims, reserve data, actuarial reviews, and loss forecasting across the region.
• Coordinate renewals, exposure data collection, and premium allocations.
• Provide risk-management advice to businesses and support M&A activities as needed.
• Develop and guide a regional insurance team and external service providers.

Conoscenze

US commercial insurance

risk management

claims analytics

stakeholder management

leadership

Formazione

University degree in business/finance/law/engineering

Strumenti

Excel

Actuarial coordination

CRM systems

Descrizione del lavoro

Join us in pioneering breakthroughs in healthcare. For everyone. Everywhere. Sustainably.Our inspiring and caring environment forms a global community that celebrates diversity and individuality. We encourage you to step beyond your comfort zone, offering resources and flexibility to foster your professional and personal growth, all while valuing your unique contributions.Join our global team as Senior Director Insurance & Risk Financing and lead Siemens Healthineers’ insurance activities across the Americas, with a particular focus on US operational insurance risk management, including workers’ compensation and automobile risks.The role reports to the Global Head of Corporate Insurance and supports the implementation of the global corporate insurance strategy within the Americas. Within the global governance framework and strategic direction established by Global Corporate Insurance, you will manage regional insurance operations, place and renew locally required US-insurance programs, coordinate internal and external stakeholders and provide professional insurance and risk-management advice to the businesses.You will lead and develop a regional team, expected to comprise two associates.Your tasks and responsibilitiesYou lead the operational insurance and risk management for the Americas as part of a multinational organization, ensuring effective implementation of the global insurance strategy, policies and governance framework. You service the corporate insurance programs locally and oversee regional insurance programs, annual renewals, exposure-data collection, coverage administration and the transition to independently administered insurance arrangements.You are responsible for the US insurance portfolio, including workers’ compensation, automobile, and other locally required coverages. As the primary US contact for brokers and insurers, you manage broker relationships, renewals and insurer negotiations and drive the US placement strategy in alignment with Global Corporate Insurance.You oversee significant claims, settlement strategies, loss developments and litigation reviews, working with the businesses, brokers, insurers and claims administrators to drive effective claims resolution and sustainable risk reduction.You direct the regional claims, actuarial and reserve-management processes, including the validation of claims data, coordination of actuarial reviews and reserve calculation, loss forecasting and support for external audits. You ensure the quality, transparency and consistency of claims and reserve information and manage communication among actuaries, auditors, insurers, brokers and internal stakeholders.You oversee insurance collateral and financial administration for the region, including legacy and ongoing collateral requirements, premium allocations, broker and insurer billings, and certificates of insurance.You provide senior insurance and risk-management advice to the Americas businesses, including guidance on risk-specific matters, insurance coverage, customer and project contracts and M&A transactions. You lead regional negotiations with insurers. You align material coverage and strategic decisions with the Global Head of Corporate Insurance.You manage the performance of local insurers, brokers, third-party administrators and other external service providers, establishing clear expectations, monitoring service quality and ensuring timely and accurate delivery. You also coordinate regional insurance projects, risk-reduction initiatives, claims dashboards and other measures that improve transparency and operational effectiveness.You support property risk management and loss prevention at production sites in the Americas, working with risk engineers and site leadership to assess property and fire exposures, prioritize the remediation of loss-prevention recommendations and implement fire and asset protection standards that strengthen business continuity.You lead and develop the US-insurance team, setting priorities, allocating responsibilities and fostering a collaborative and high-performing environment. You represent the US within the Global Corporate Insurance organization and ensure effective cooperation across businesses, functions, countries and external partners.Your qualifications and experienceYou hold a successfully completed university degree in business administration, finance, law, engineering, risk management, insurance or a comparable field.Alternatively, you have extensive relevant professional experience and recognized insurance or risk-management qualifications that provide an equivalent level of expertise.You have 10+ years of relevant professional experience in corporate insurance, insurance brokerage, an insurance company, claims management or operational risk management.You have strong knowledge of the US commercial insurance market and practical experience in designing, placing and renewing US workers’ compensation and automobile insurance programs.You have sound experience in claims management, claims analytics, reserve reviews, actuarial coordination and the management of collateral related to deductible or self-insured insurance arrangements.You are familiar with the operational management of casualty, property, workers’ compensation, automobile and other corporate insurance programs.You have experience coordinating insurance-renewal processes, collecting and validating exposure information, supporting premium allocations and administering insurance-related billing and documentation.You have practical experience reviewing contractual insurance requirements and providing insurance and risk-management advice to business stakeholders.You have experience supporting M&A transactions, insurance due diligence or insurance-program separation and transition activities.You have experience managing employees or small professional teams and enjoy developing people.You have successfully coordinated complex projects involving multiple internal and external stakeholders, often within demanding timelines.Your attributes and skillsYou combine a strong operational mindset with sound professional judgment and understand how regional insurance activities fit within a global corporate insurance framework.You take ownership of your area of responsibility while recognizing global governance, decision-making authorities and escalation requirements.You are highly organized, reliable and capable of managing multiple insurance, claims and project activities simultaneously.You have strong analytical and conceptual skills and can translate complex claims, exposure and insurance information into practical recommendations.You communicate clearly and confidently with business stakeholders, senior management, insurers, brokers, actuaries, auditors and other external partners.You are skilled at coordinating stakeholders with different perspectives and at driving matters toward timely and practical solutions.You demonstrate a collaborative leadership style and create an environment in which team members can contribute, develop and perform effectively.You are proficient in the use of insurance data, claims information, dashboards and digital tools and are motivated to improve and standardize operational processes.You have excellent written and spoken English. Additional language skills are an advantage.You are willing to travel within the Americas and internationally as required.Who we are: We are a team of more than 72,000 highly dedicated Healthineers in more than 70 countries. As a leader in medical technology, we constantly push the boundaries to create better outcomes and experiences for patients, no matter where they live or what health issues they are facing. Our portfolio is crucial for clinical decision-making and treatment pathways.How we work: When you join Siemens Healthineers, you become one in a global team of scientists, clinicians, developers, researchers, professionals, and skilled specialists, who believe in each individual’s potential to contribute with diverse ideas. We are from different backgrounds, cultures, religions, political and/or sexual orientations, and work together, to fight the world’s most threatening diseases and enable access to care, united by one purpose: to pioneer breakthroughs in healthcare. For everyone. Everywhere. Sustainably.To find out more about Siemens Healthineers businesses, please visit our company page here.The base pay range for this position is:$174,580 - $240,053Factors which may affect starting pay within this range may include geography/market, skills, education, experience, and other qualifications of the successful candidate.If this is a commission eligible position the commission eligibility will be in accordance with the terms of the Company's plan. Commissions are based on individual performance and/or company performance.The Company offers the following benefits for this position, subject to applicable eligibility requirements: medical insurance, dental insurance, vision insurance, 401(k) retirement plan. life insurance, long-term and short-term disability insurance, paid parking/public transportation, paid time off, paid sick and safe time.Equal Employment Opportunity Statement: Siemens Healthineers is an Equal Opportunity and Affirmative Action Employer encouraging diversity in the workplace. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, gender expression, gender identity, transgender, sex stereotyping, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, and other categories protected by federal, state or local law.EEO is the Law: Applicants and employees are protected under Federal law from discrimination. To learn more, click here.Reasonable Accommodations: Siemens Healthineers is committed to equal employment opportunity. As part of this commitment, we will ensure that persons with disabilities are provided reasonable accommodations.If you require a reasonable accommodation in completing a job application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please fill out the accommodations form here. If you’re unable to complete the form, you can reach out to our HR People Connect People Contact Center for support at [e-mail]. Please note HR People Connect People Contact Center will not have visibility of your application or interview status.California Privacy Notice: California residents have the right to receive additional notices about their personal information. To learn more, click here.Export Control: “A successful candidate must be able to work with controlled technology in accordance with US export control law.” “It is Siemens Healthineers’ policy to comply fully and completely with all United States export control laws and regulations, including those implemented by the Department of Commerce through the Export Administration Regulations (EAR), by the Department of State through the International Traffic in Arms Regulations (ITAR), and by the Treasury Department through the Office of Foreign Assets Control (OFAC) sanctions regulations.”Data Privacy: We care about your data privacy and take compliance with GDPR as well as other data protection legislation seriously. For this reason, we ask you not to send us your CV or resume by email. We ask instead that you create a profile in our talent community where you can upload your CV. Setting up a profile lets us know you are interested in career opportunities with us and makes it easy for us to send you an alert when relevant positions become open. Register here to get started.Beware of Job Scams: Please beware of potentially fraudulent job postings or suspicious recruiting activity by persons that are currently posing as Siemens Healthineers recruiters/employees. These scammers may attempt to collect your confidential personal or financial information. If you are concerned that an offer of employment with Siemens Healthineers might be a scam or that the recruiter is not legitimate, please verify by searching for the posting on the Siemens Healthineers career site.To all recruitment agencies: Siemens Healthineers does not accept agency resumes. Please do not forward resumes to our jobs alias, employees, or any other company location. Siemens Healthineers is not responsible for any fees related to unsolicited resumes.