Senior Director, FP&A - Retail Finance | Hybrid

Purchasing Power; Atlanta (GA); On-site; USD 190,000 - 230,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) Retirement Plan

Paid Time Off

Employee Purchase Program

Job summary

Purchasing Power, a PROG Holdings fintech unit, is seeking a Senior Director of FP&A to lead planning, forecasting, and financial strategy for a growing retail business.

You will partner with merchandising, operations, technology, and finance teams to build AI-enabled processes, scalable dashboards, and data-driven decisions that drive margins and customer insights.

Qualifications

• 10+ years of FP&A or related roles, including leading and developing teams.
• Proven retail experience with understanding of unit economics, margins, merchandising and assortment strategy, promotional planning, and customer cohort performance.
• Proven ability to partner closely with business leaders and influence operational decisions.
• Strong financial modeling, forecasting, and analytical capabilities, with the ability to connect financial outcomes to operational drivers and strategy.
• Excellent communication skills with the ability to translate complex data into clear, executive-ready insight.
• Comfort operating in high-growth, mid-sized, or dynamic environments with a hands-on mindset.
• Bachelor’s degree in Finance, Accounting, Economics; MBA or CPA/CFA preferred.
• Experience with ERP systems such as Oracle or Workday is important.
• Strong Excel and PowerPoint skills; familiarity with data tools such as SQL, Tableau, Power BI, or Snowflake highly valued.

Responsibilities

• Lead financial planning, forecasting, and budgeting with a strong emphasis on operational alignment and execution.
• Serve as the financial partner to leaders across merchandising, operations, technology, and servicing, providing real-time insight and decision support.
• Drive visibility into unit economics, customer and cohort behavior, margins, and operational KPIs, and translate insights into actions that improve performance.
• Build and modernize forecasting models, operational reporting, and dashboards tied directly to business drivers.
• Lead adoption of AI and automation across FP&A to streamline recurring work, surface trends, pressure-test assumptions, and create capacity for higher-value analysis.
• Set the vision for an AI-forward finance function by identifying high-value use cases, evaluating tools, and establishing practical, responsible workflows.
• Support scenario planning and investment analysis to help leaders weigh trade-offs and prioritize initiatives.
• Partner with Accounting and central PROG finance teams to ensure accuracy and alignment of financial data and reporting.
• Build scalable, right-sized processes for a growing business, balancing structure with agility.
• Lead, mentor, and develop a high-performing FP&A team, fostering accountability, curiosity, continuous improvement, and thoughtful adoption of new tools.

Skills

Retail experience

Financial modeling

Forecasting

Business partnership

Executive communication

Data-driven decision making

Leadership / team management

Advanced Excel

Education

Bachelor’s degree in Finance, Accounting, Economics

MBA or CPA/CFA preferred

Tools

Oracle

Workday

SQL

Tableau

Power BI

Snowflake

Excel

PowerPoint

Job description

Purchasing Power is a leading employee purchase program that helps people buy the products and services they need through the convenience of payroll deduction. As part of PROG Holdings (NYSE: PRG), a FinTech holding company with more than 20 years of experience, we’re focused on building simple, responsible financial solutions that put people first. PROG Holdings’ portfolio includes Progressive Leasing, a market leader in lease‑to‑own solutions, Purchasing Power, and Four, a Buy Now Pay Later (BNPL) platform — all united by a commitment to innovation, access, and meaningful impact.

Location: Atlanta, GA

About Purchasing Power

Purchasing Power is a leading employee purchase program that helps people buy the products and services they need through the convenience of payroll deduction. As part of PROG Holdings (NYSE: PRG), a fintech holding company with more than 20 years of experience, we build simple, responsible financial solutions that put people first. PROG Holdings’ portfolio includes Progressive Leasing, a market leader in lease-to-own solutions; Purchasing Power; and Four, a Buy Now, Pay Later platform — all united by a commitment to innovation, access, and meaningful impact.

We’re looking for a Senior Director, Financial Planning & Analysis to lead FP&A for Purchasing Power at a pivotal moment for the business. This is a build-and-transform role for a retail-savvy, AI-forward finance leader who can modernize how the business plans, forecasts, and makes decisions while partnering closely with senior leadership.

The ideal candidate brings strong FP&A experience, deep business partnership skills, and a practical understanding of retail or consumer business drivers, including unit economics, margins, customer behavior, and operational KPIs. This leader will help shape a more data-driven, AI-enabled finance function while building scalable processes for a growing business.

What You’ll Work On

• Lead financial planning, forecasting, and budgeting with a strong emphasis on operational alignment and execution
• Serve as the financial partner to leaders across merchandising, operations, technology, and servicing, providing real-time insight and decision support
• Drive visibility into unit economics, customer and cohort behavior, margins, and operational KPIs, and translate insights into actions that improve performance
• Build and modernize forecasting models, operational reporting, and dashboards tied directly to business drivers
• Lead adoption of AI and automation across FP&A to streamline recurring work, surface trends, pressure-test assumptions, and create capacity for higher-value analysis
• Set the vision for an AI-forward finance function by identifying high-value use cases, evaluating tools, and establishing practical, responsible workflows
• Support scenario planning and investment analysis to help leaders weigh trade-offs and prioritize initiatives
• Partner with Accounting and central PROG finance teams to ensure accuracy and alignment of financial data and reporting
• Build scalable, right‑sized processes for a growing business, balancing structure with agility
• Lead, mentor, and develop a high‑performing FP&A team, fostering accountability, curiosity, continuous improvement, and thoughtful adoption of new tools

What You Bring

• 10+ years of progressive experience in FP&A, operational finance, or related roles, including leading and developing teams
• Proven retail experience is required. Candidates should bring a strong understanding of unit economics, gross margin management, merchandising and assortment strategy, promotional planning, and customer cohort performance.
• Proven ability to partner closely with business leaders and influence operational decisions
• Strong financial modeling, forecasting, and analytical capabilities, with the ability to connect financial outcomes to operational drivers and strategy
• Excellent communication skills with the ability to translate complex data into clear, executive‑ready insight
• Comfort operating in high‑growth, mid‑sized, or dynamic environments with a hands‑on, roll‑up‑your‑sleeves mindset
• Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or professional certification such as CPA or CFA preferred
• Experience with ERP systems such as Oracle or Workday is important
• Strong Excel and PowerPoint skills; familiarity with data tools such as SQL, Tableau, Power BI, or Snowflake highly valued

Preferred Qualifications

• Hands‑on, practical use of AI or large‑language‑model tools such as Claude, ChatGPT, or Copilot to accelerate finance and analytical work
• Experience piloting or deploying AI‑or automation‑enabled forecasting, variance analysis, or reporting workflows
• A clear point of view on how AI is reshaping the finance function, with a track record of leading adoption by example
• Comfort evaluating tools and designing practical, responsible AI workflows a team can rely on
• AI‑enabled tools are already part of how work gets done across our organization, and their use will continue to expand over time. We value people who are curious, adaptable, and open to learning as roles and workflows evolve.

Why This Role Is Unique

• You’ll make a direct and visible impact within a nimble, growing business with close partnership across senior leadership
• You’ll help modernize how the business plans, forecasts, and makes decisions using stronger data, clearer reporting, and practical AI‑enabled workflows
• You’ll have real opportunity to shape strategy, influence outcomes, and build a scalable FP&A function for the future
• We are a people‑first, data‑driven fintech focused on enabling access and financial flexibility for our customers

What We Offer

• Comprehensive benefits: medical, dental, vision, company‑paid Basic Life/AD&D
• 401(k) Retirement Plan
• Paid Time Off
• Career Development
• Employee Purchase Program

Purchasing Power welcomes and encourages diversity in the workplace. We do not discriminate in any aspect of employment on the basis of race, color, religion, national origin, ancestry, gender, sexual orientation, gender identity and/or expression, age, veteran status, disability, or any other characteristic protected by federal, state, or local employment discrimination laws where Purchasing Power does business.