Senior Digital Fraud Investigator

Sierra Central Credit Union; Yuba City (CA); On-site; USD 85,000 - 97,500; Full time

Benefits offered by this job

Medical, Dental & Vision insurance

401(k) retirement plan

Paid time off

Job summary

Sierra Central Credit Union in Yuba City, CA is seeking a Senior Fraud Analyst to monitor and investigate digital fraud, supporting loss‑mitigation and real‑time monitoring across online banking, mobile apps, and digital payments.

The role requires strong analytical and investigative skills, experience with enterprise fraud tools, and the ability to collaborate with IT, Cybersecurity, and Compliance to strengthen controls while maintaining a positive member experience.

Qualifications

• Strong analytical, investigative, and decision‑making skills.
• Strong understanding of digital fraud risks, trends, and financial crime typologies.
• Ability to evaluate complex information, identify patterns, and make sound recommendations.
• Member‑focused mindset balancing fraud prevention with member experience.
• Ability to manage multiple priorities in a fast‑moving fraud environment.

Responsibilities

• Monitor and investigate digital channel fraud alerts across online and mobile platforms.
• Review, analyze, and disposition alerts and cases with proper documentation.
• Conduct complex digital fraud investigations (account takeover, synthetic IDs, phishing, etc.).
• Identify patterns, anomalies, and high‑risk activity.
• Coordinate loss‑mitigation steps and escalate as needed.
• Support fraud tools configuration, testing, and ongoing tuning.

Skills

Analytical thinking

Investigative skills

Decision making

Communication

Collaboration

Independence

Regulatory knowledge

Education

Fraud certifications (CFE, CFCS, CAMS)

Tools

Fraud detection tools

AI/ML platforms

Rules engines

Job description

Sierra Central Credit Union in Yuba City, CA is seeking a Senior Fraud Analyst to monitor and investigate digital fraud, supporting loss‑mitigation and real‑time monitoring across online banking, mobile apps, and digital payments.

The role requires strong analytical and investigative skills, experience with enterprise fraud tools, and the ability to collaborate with IT, Cybersecurity, and Compliance to strengthen controls while maintaining a positive member experience.