Senior Deposit Operations Expert: Reconciliation & Compliance

Ventura National Bank & Trust; Clayton (MO); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Job summary

Ventura National Bank & Trust is seeking a Senior Deposit Operations Specialist to lead daily item processing, reconciliations, ACH and wire activity, and settlements within a meticulous operational framework.

The role requires 5+ years in deposit operations, strong familiarity with core banking platforms such as Fiserv Premier and Bankjoy, and adherence to NACHA rules and federal regulations. A senior contributor who mentors staff and enhances controls is ideal.

Qualifications

• Education: High school diploma or equivalent required; Associate’s or Bachelor’s degree in business, finance, or related field preferred.
• Minimum of five (5) years of progressive experience in deposit operations or related financial institution operations.
• Hands-on experience with item processing, ACH/wire processing, and GL/suspense reconciliation.
• Experience with Fiserv Premier, DepositPro, Bankjoy, and WireXchange strongly preferred.
• Knowledge of federal banking regulations including Regulation CC/E/D and NACHA rules.

Responsibilities

• Oversee daily item processing, including check capture, encoding exceptions, image quality review, and return item processing.
• Perform daily reconciliation of general ledger, suspense, clearing, and settlement accounts.
• Process, review, and release ACH originations and wire transfers with proper controls.
• Serve as system administrator for online banking platforms (Bankjoy) and manage user entitlements.
• Train, mentor, and provide day-to-day guidance to deposit operations staff.
• Support internal audits and regulatory examinations.

Skills

Attention to detail

Analytical skills

Communication skills

Team player

Regulatory knowledge

Education

High school diploma or equivalent

Associate's/Bachelor's degree in business/finance

Tools

Fiserv Premier

DepositPro

Bankjoy

WireXchange

Job description

Ventura National Bank & Trust is seeking a Senior Deposit Operations Specialist to lead daily item processing, reconciliations, ACH and wire activity, and settlements within a meticulous operational framework.

The role requires 5+ years in deposit operations, strong familiarity with core banking platforms such as Fiserv Premier and Bankjoy, and adherence to NACHA rules and federal regulations. A senior contributor who mentors staff and enhances controls is ideal.