Senior Data Scientist, Personal Loan Modeling

Capital One; New York (NY); On-site; USD 148,000 - 169,000; Full time

Job summary

Capital One in New York, NY is seeking a Senior Associate, Data Scientist for the Personal Loan team. You will join a cross-functional group to build predictive models that improve loan acquisition and pricing strategies across billions of records.

The ideal candidate combines strong statistics with hands-on ML development using Python, Spark, and AWS. You will translate complex analytics into tangible business outcomes and deliver end-to-end modeling solutions.

Qualifications

• Bachelor's or Master's degree in a quantitative field with analytics experience.
• Experience with Python, SQL, and at least one of Scala or R.
• Hands-on experience with open-source ML tools and cloud platforms.

Responsibilities

• Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver ML products.
• Develop and validate ML models through design, training, evaluation, and deployment.
• Translate model results into actionable business insights for Personal Loan campaigns.
• Work with AWS, Spark, and Python stack to process large-scale data.

Skills

Python

Scala

R

SQL

Education

Bachelor's degree in quantitative field

Master's degree or MBA with quantitative concentration

Tools

AWS

Spark

Job description

Capital One in New York, NY is seeking a Senior Associate, Data Scientist for the Personal Loan team. You will join a cross-functional group to build predictive models that improve loan acquisition and pricing strategies across billions of records.

The ideal candidate combines strong statistics with hands-on ML development using Python, Spark, and AWS. You will translate complex analytics into tangible business outcomes and deliver end-to-end modeling solutions.