Senior Data Scientist, Payments Analytics & GenAI

J.P. Morgan; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Data Scientist Senior Associate within the Payments Data & Analytics Customer Insights team to lead analytics and GenAI/agent AI initiatives that generate actionable merchant and consumer insights with measurable business impact.

You will develop scalable data pipelines, design prompts for AI systems, and partner with product and data teams to translate business needs into analytic solutions that inform strategy and optimize merchant experiences for Chase

Qualifications

• Bachelor’s or Master’s Degree in STEM or related field with minimum 3 years of work experience.
• Strong programming skills in Python and SQL for data processing and analysis.
• Expertise in quantitative research techniques using Python and SQL.
• Experience leveraging Large Language Models (LLMs) and agent AI techniques.
• Ability to translate strategy into deliverables and collaborate with stakeholders.

Responsibilities

• Build customer insights workstreams: frame business problems, define hypotheses, identify success metrics, design analyses, and deliver recommendations with clear commercial impact.
• Develop scalable datasets and pipelines using Snowflake, SQL, and Python; enable repeatable reporting and advanced analytics.
• Design and refine prompts to improve AI model performance and align with business goals.
• Drive GenAI solution development: prototype LLM-powered assistants and workflow automations with SMEs and product partners.
• Monitor AI model performance and implement updates for quality and relevance.
• Collaborate with data owners, product managers, data engineers to develop scalable data models and algorithms.
• Communicate results and insights to stakeholders and support ad hoc client analytics requests.

Skills

Critical thinking

Creative problem solving

Communication with stakeholders

Team collaboration

Education

Bachelor’s or Master’s in STEM

Tools

Python

SQL

Snowflake

AWS

LLMs

Job description

JPMorgan Chase & Co. is seeking a Data Scientist Senior Associate within the Payments Data & Analytics Customer Insights team to lead analytics and GenAI/agent AI initiatives that generate actionable merchant and consumer insights with measurable business impact.

You will develop scalable data pipelines, design prompts for AI systems, and partner with product and data teams to translate business needs into analytic solutions that inform strategy and optimize merchant experiences for Chase