Senior Data Scientist - Insurance Pricing (Remote)

Porch.com; United States; Remote; USD 150,000 - 210,000; Full time

Job summary

Porch Group is seeking a Senior Data Scientist, Insurance Pricing in the United States, with ownership of pricing and risk models for homeowners insurance. You will work with actuarial, product, and engineering teams to translate property data into pricing advantages and profitability insights.

The role emphasizes GLM-based pricing, ensemble approaches, and exploring generative AI as a competitive edge, while applying rigorous deployment and monitoring practices.

Qualifications

• 5+ years of data science experience with emphasis on pricing or risk modeling.
• Experience building, validating, deploying GLM-based pricing models in production.
• Proficiency in Python and SQL; familiarity with GLMs and gradient boosting models.
• Experience with cloud data platforms and MLOps practices.

Responsibilities

• Contribute to modeling standards and best practices for insurance pricing and risk modeling.
• Mentor data scientists through code reviews and knowledge sharing.
• Build, validate, and deploy GLM-based pricing models (frequency, severity, loss cost).
• Develop ML models (GBMs, neural nets) to improve underwriting profitability and pricing.
• Create ensemble models for profitability, retention, and LTV-based strategies.
• Incorporate aerial imagery, satellite and other non-traditional data sources for risk.
• Collaborate with product, actuarial, engineering, and business stakeholders to deploy solutions.
• Work with actuarial teams to file and monitor regulatory models.
• Adhere to deployment practices with A/B testing and monitoring.

Skills

Python

SQL

GLMs

Gradient boosting

GBMs

A/B testing

BigQuery

GCP

MLOps

Jira

Confluence

Actuarial collaboration

LTV modeling

Geospatial data

xgboost

lightgbm

Education

Master's or PhD in Statistics/Mathematics/Computer Science

Tools

scikit-learn

statsmodels

xgboost

lightgbm

Jira

Confluence

BigQuery

Job description

Porch Group is seeking a Senior Data Scientist, Insurance Pricing in the United States, with ownership of pricing and risk models for homeowners insurance. You will work with actuarial, product, and engineering teams to translate property data into pricing advantages and profitability insights.

The role emphasizes GLM-based pricing, ensemble approaches, and exploring generative AI as a competitive edge, while applying rigorous deployment and monitoring practices.