Senior Data Scientist: Credit Scoring & RealTime Decisions

Moniepoint Inc.; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Monthly bonuses

Pension

Other benefits

Job summary

Moniepoint Inc. is Africa's all-in-one financial platform, helping millions of businesses and individuals access payments, banking, credit, and business tools.

We’re seeking a data-driven professional to build credit scoring, affordability, and behavioural models for underwriting, pricing, and collections. You will design experiments to optimize approval and loss rates, and collaborate with product squads to embed decision logic into real-time systems, while mentoring best practices across

Qualifications

• Experience building credit scoring models for underwriting and pricing.
• Strong background in affordability and behavioural analytics.
• Ability to design experiments to improve approval and loss rates.

Responsibilities

• Develop credit scoring, affordability, and behavioural models for underwriting, pricing, and collections.
• Design and run experiments to optimize approval rates, loss rates, and profitability.
• Partner with product squads to embed decision logic into real-time systems and mentor best practices.

Skills

Credit scoring

Affordability modelling

Behavioural modelling

Experiment design

Real-time decisioning

Job description

Moniepoint Inc. is Africa's all-in-one financial platform, helping millions of businesses and individuals access payments, banking, credit, and business tools.

We’re seeking a data-driven professional to build credit scoring, affordability, and behavioural models for underwriting, pricing, and collections. You will design experiments to optimize approval and loss rates, and collaborate with product squads to embed decision logic into real-time systems, while mentoring best practices across