Senior Data Scientist — Real-Time Credit Risk (Remote)

AllyNd Partners; New York (NY); Remote; USD 150,000 - 190,000; Full time

Job summary

A mission-driven FinTech startup is seeking a Senior Data Scientist to build ML systems that power equitable lending decisions. This role involves productionizing machine learning models for credit risk and fraud detection, while working in a 100% remote and async-friendly culture. Candidates should have over 7 years of data science experience, proficiency in Python and SQL, and familiarity with responsible AI practices. Join us to make impactful financial decisions accessible to all!

Qualifications

• 7+ years of experience in data science, ideally in FinTech or financial risk modeling.
• Strong statistical background and experimental design skills.

Responsibilities

• Build and productionize machine learning models for credit risk and fraud detection.
• Design real-time scoring systems using behavioral and transactional data.
• Lead model validation, A/B testing, and drift monitoring.

Skills

Data science experience

Proficient in Python

Proficient in SQL

Experience with XGBoost

Experience with LightGBM

Real-time modeling

Data pipeline experience

Knowledge of responsible AI practices

Tools

XGBoost

LightGBM

sklearn

Job description

A mission-driven FinTech startup is seeking a Senior Data Scientist to build ML systems that power equitable lending decisions. This role involves productionizing machine learning models for credit risk and fraud detection, while working in a 100% remote and async-friendly culture. Candidates should have over 7 years of data science experience, proficiency in Python and SQL, and familiarity with responsible AI practices. Join us to make impactful financial decisions accessible to all!