Senior Data Scientist

Figure Lending; United States; Hybrid; USD 132,000 - 198,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

Employer-paid premiums for dependents

HSA, FSA, Dependent Care FSA

401(k) and commuter benefits

Continuing education reimbursement

11 observed holidays and PTO

Job summary

Figure Technology Solutions, Inc. seeks a Senior Data Scientist to advance machine learning across products in a regulated financial services context. You’ll design and deploy robust models, develop data pipelines, and collaborate with engineers to scale AI capabilities. Strong Python and deep learning experience are required.

You will work on multimodal and foundation-model adoption, emphasizing accuracy, explainability, and governance while delivering measurable business impact across teams.

Qualifications

• 5+ years building ML solutions including production-ready models.
• Strong Python programming and software engineering.
• Experience with PyTorch or TensorFlow.
• Transformer-based, vision, or multimodal models experience.
• Experience deploying ML in production and monitoring.
• Ability to work with large, imperfect datasets.
• Excellent cross-functional communication.
• Master’s or PhD preferred.

Responsibilities

• Identify high-impact ML/AI opportunities with product, eng, ops, and business teams.
• Design, train, fine-tune, and evaluate ML models.
• Work with foundation models across language, vision, and multimodal apps.
• Develop robust datasets, features, training pipelines, and evaluation frameworks.
• Run efficient experiments on GPU infrastructure and improve model quality and cost.
• Build reusable modeling components and evaluation frameworks.
• Collaborate with ML and software engineers on deployment and monitoring.
• Communicate results and tradeoffs clearly to stakeholders.

Skills

Python

Machine learning

Deep learning

PyTorch or TensorFlow

Transformer models

GPU/distributed training

Communication skills

Education

Bachelor’s or advanced degree in CS/ML

MS/PhD preferred

Tools

PyTorch

TensorFlow

GPU infrastructure

ML platforms

Job description

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.

Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple‑A ratings ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.

We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.

We’re looking for a Senior Data Scientist to join our growing team! As Senior Data Scientist, you’ll develop and apply modern machine learning and artificial intelligence across a range of products and business problems. You’ll combine strong computer science foundations, rigorous experimental judgment, and the ability to turn advances in AI into reliable systems with measurable business impact. The work spans document intelligence, multimodal systems that combine text, images, and structured data, and the adaptation of foundation models using proprietary datasets. These models support complex workflows in regulated financial services, where accuracy, explainability, data governance, reproducibility, and careful evaluation are essential. You’ll work across the full machine learning lifecycle and turn successful approaches into reusable AI capabilities, patterns, and components that support multiple teams rather than building a one-off solution for every problem.

What You’ll Do

• Identify high-impact opportunities for machine learning and AI in partnership with product, engineering, operations, and business teams
• Design, train, fine-tune, and evaluate machine learning and deep-learning models
• Work with foundation models across language, vision, and multimodal applications
• Develop robust datasets, features, training pipelines, and evaluation frameworks
• Run efficient experiments on GPU infrastructure and improve model quality, speed, and cost
• Compare alternative modeling approaches and make clear recommendations based on empirical results and business impact
• Build reusable modeling components, evaluation frameworks, and implementation patterns that accelerate work across teams and projects
• Establish clear interfaces and standards that allow other teams to adopt proven AI capabilities without rebuilding the underlying modeling work
• Build models and supporting systems that are reproducible, testable, and suitable for production use
• Partner with ML and software engineers on deployment, monitoring, reliability, and ongoing model improvement
• Communicate results, limitations, and tradeoffs clearly to both technical and non-technical stakeholders
• Stay current with advances in machine learning and determine when emerging techniques are mature enough to create practical value
• Turn ambiguous business needs into well-defined machine learning problems and measurable success criteria
• Build models that improve real customer or operational outcomes, not only offline metrics
• Make thoughtful tradeoffs among model quality, complexity, latency, reliability, and cost
• Create reusable foundations that allow multiple teams to apply proven AI capabilities to new problems more quickly and consistently
• Help raise the organization’s technical standards for experimentation, evaluation, and production AI

What We Look For

• Bachelor’s or advanced degree in Computer Science, Machine Learning, Electrical Engineering, Applied Mathematics, or a related technical field, or equivalent practical experience
• 5+ years of experience developing machine learning solutions, including experience taking models beyond initial experimentation
• Strong programming and software-engineering skills, particularly in Python
• Strong foundations in machine learning, statistics, algorithms, data structures, and experimental design
• Hands-on experience with deep-learning frameworks such as PyTorch or TensorFlow
• Experience training or fine-tuning transformer-based, vision, or multimodal models
• Experience working with GPUs and understanding the practical constraints of model training and inference
• Ability to work with large, complex, and imperfect datasets
• Demonstrated ability to own open-ended problems from initial investigation through implementation and measurement
• Demonstrated ability to generalize successful solutions into reusable capabilities rather than one-off models
• Strong communication and cross-functional collaboration skills
• Master’s degree or PhD in Computer Science, Machine Learning, or a related field (preferred)
• Experience with distributed training, model optimization, quantization, or parameter-efficient fine-tuning (preferred)
• Experience deploying and monitoring machine learning models in production (preferred)
• Familiarity with cloud infrastructure, distributed data processing, and modern ML development platforms (preferred)
• Experience building AI systems in regulated, risk-sensitive, or high-stakes environments (preferred)
• Contributions to applied research, open-source projects, patents, or production AI products (preferred)
• Adhere to all company security policies and data handling procedures.
• Complete mandatory security awareness training within required timeframes.
• Promptly report any suspected security incidents or suspicious activity to the Security team.
• Base Compensation Range: $132,000 - $198,000/yr
• Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
  Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
  Employer-paid life and disability insurance
  11 observed holidays and PTO plan
  Up to 12 weeks of paid family leave
  Continuing education reimbursement

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Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

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As set forth in Figure Lending’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

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