Senior Credit Strategist: Lead Complex Borrower Analysis

CoBank; United States; Hybrid; USD 121,000 - 149,000; Full time

Benefits offered by this job

Hybrid work model

401k matching

Tuition reimbursement

Paid time off

Job summary

CoBank in the United States seeks a senior credit professional to lead the credit origination process from application through final approval, closing, and servicing. You will prepare clear credit reports, coach analysts, and sponsor credits within policy limits while adding value to account relationships and profitability.

The role emphasizes strong financial analysis, risk assessment, and collaboration with lending teams to structure optimal loan facilities in a large banking environment.

Qualifications

• Bachelor's Degree required.
• 8 years of credit experience in banking industry.

Responsibilities

• Reviews audits, interim statements, projections to analyze financial trends.
• Identifies borrower strengths/weaknesses and evaluates risks.
• Prepares and oversees credit analyses and investigations to support approvals.
• Mentions coaching on negotiation strategy and credit structuring.
• Monitors credit quality and compliance with covenants.
• Develops and utilizes financial models for analysis and presentations.

Skills

Credit analysis

Financial modeling

Attention to detail

Communication

Education

Bachelor's Degree

Tools

Excel

Job description

CoBank in the United States seeks a senior credit professional to lead the credit origination process from application through final approval, closing, and servicing. You will prepare clear credit reports, coach analysts, and sponsor credits within policy limits while adding value to account relationships and profitability.

The role emphasizes strong financial analysis, risk assessment, and collaboration with lending teams to structure optimal loan facilities in a large banking environment.