Senior Credit Risk Officer I

Truist Financial Corporation; Atlanta (GA); Presencial; USD 180 000 - 240 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Health insurance

Dental insurance

Vision insurance

Life insurance

401k plan

Paid vacation

Paid holidays

Disability insurance

Resumo da oferta

Truist in Atlanta seeks a Senior Credit Risk Leader to partner with Line of Business leaders, shaping credit strategy in line with risk tolerance and profitability. The role emphasizes strong judgment, collaboration, and guiding risk culture across portfolios.

You will oversee large/specialized portfolios, provide thought leadership, mentor teammates, and stay current on laws and market trends to ensure best practices in risk management.

Qualificações

• Bachelor's degree or equivalent education and related training.
• 12+ years in lending or credit experience with strong credit judgment.
• Deep knowledge of financial analysis, risk and regulatory frameworks.
• Excellent communication and interpersonal skills with leadership ability.
• Ability to collaborate across teams and influence risk culture.

Responsabilidades

• Lead credit strategy with LOB leads to align with risk tolerance and profitability.
• Act as risk approver for key segments; promote consistent credit culture.
• Oversee large portfolios to maintain asset quality and manage risk.
• Provide guidance and mentoring on lending principles and risk management.
• Stay updated on laws, regulations, and market trends; ensure compliance.

Conhecimentos

Leadership

Communication

Financial analysis

Credit risk

Regulatory knowledge

Collaboration

Formação académica

Bachelor's degree

Master's degree

Descrição da oferta de emprego

Need Help?

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Partner with Line of Business team leads or segment leaders to form and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicate effectively through guidance, training, and development in support of strong credit culture development. Model behaviors that reflect strong judgment capabilities gained through broad and deep credit experience, constructive partnership and ability to navigate complex challenges that have significant potential impact on Truist profitability.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Exercise prudent credit judgment and guidance through individual loan authority as delegated by the Senior Credit Officer

2. Serve as a risk approver for Hospital, Higher Education, Government and Senior Care speciality lines of business. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for championing the advancement of the organizations risk management culture, framework, and appetite throughout the assigned segment within the LOB

3. Provide oversight to the large/specialized portfolios to ensure strong asset quality, manage risk concentrations, and sustainable performance through business cycles

4. Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue

5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions

QUALIFICATIONS

Required Qualifications:

1. Bachelor's degree, or equivalent education and related training

2. 12 years of experience in lending and/or credit experience

3. Widespread financial credit risk and regulatory knowledge

4. Solid accounting/financial analysis skills

5. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Preferred Qualifications:

1. 15 years of experience in commercial lending and/or credit experience

2. Master's degree in business administration, finance, or accounting

3. Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories

4. Experience across a broad span or industries or deep experience within a specific industry

5. RMA - Credit Risk Certification

Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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