Senior Credit Risk Modeling & Analytics Lead

TD; Oregon; Hybrid; USD 115,000 - 173,000; Full time

Job summary

TD is seeking a skilled risk analytics professional in Southfield, Michigan, to advance credit risk models and scorecards. The role requires strong statistical expertise, experience with bureau and alternative data, and proficiency in SAS, R, and Python.

You will collaborate with cross-functional teams to deploy models and evaluate business impact. Responsibilities include integrating datasets, improving model performance, and communicating insights to senior management.

Qualifications

• Strong statistical and mathematical background with auto lending experience.
• Experience with bureau and alternative data sources and feature engineering.
• Proficient in SAS, R, Python and related analytics tools.

Responsibilities

• Integrate large datasets and apply feature engineering for model development.
• Develop and enhance scorecards and models across credit life cycle.
• Coordinate model deployment across FICO Decision Engine and Python.
• Partner with stakeholders for model risk due diligence and issue resolution.
• Leverage models and vendor data to improve acquisition and portfolio performance.
• Communicate findings to management and support downstream use of models.

Skills

Statistical background

Analytics with bureau data

SAS, R, Python

Education

Bachelor's degree

Graduate degree preferred

Tools

SAS Enterprise Miner

FICO Model Builder

Angoss Knowledge Seeker

Job description

TD is seeking a skilled risk analytics professional in Southfield, Michigan, to advance credit risk models and scorecards. The role requires strong statistical expertise, experience with bureau and alternative data, and proficiency in SAS, R, and Python.

You will collaborate with cross-functional teams to deploy models and evaluate business impact. Responsibilities include integrating datasets, improving model performance, and communicating insights to senior management.