Senior Credit & Risk Manager - Construction & Liens

M.C. Dean, Inc.; Tysons (VA); Hybride; USD 135 000 - 169 000; Plein temps

Avantages offerts par ce poste

Medical, dental, vision coverage

Life and disability insurance

Paid time off

Tuition reimbursement

401k retirement plan

Military reserve pay offset

Paid maternity leave

Résumé du poste

M.C. Dean is seeking a Credit & Risk Manager to lead enterprise-wide credit, risk management, and payment protection programs for commercial, federal government, and construction projects.

You will assess risk, establish credit limits, terms, and safeguarding measures across the project lifecycle. Collaborate with Legal, Contracts, Operations, Finance, and Risk Management to mitigate risk using tools like Origami Risk and Levelset, ensuring lien rights and timely notices are maintained

Qualifications

• Bachelor's degree in finance, accounting, business, economics, or related field.
• 8+ years of experience in commercial credit, construction finance, risk management, or related disciplines.
• Strong understanding of mechanic's liens, bond claims, financial statement analysis, and project risk evaluation.
• Experience with federal contracting and government projects preferred.

Responsabilités

• Credit evaluations for customers and project opportunities.
• Maintain customer risk classification framework and monitoring process.
• Assess bonds, financing arrangements, and contractual protections.
• Collaborate with Legal, Contracts, Operations, Finance, and Risk Management.

Connaissances

Credit analysis

Risk assessment

Financial statement analysis

Lien rights knowledge

SDI/bonding knowledge

Federal contracting knowledge

Formation

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field

Outils

Origami Risk

Levelset

Subcontract Default Insurance (SDI)

Surety bonds

Description du poste

Overview

About M.C. Dean

M.C. Dean is Building Intelligence. We design, build, operate, and maintain cyber-physical solutions for the nation’s most mission-critical facilities, secure environments, complex infrastructure, and global enterprises. With over 9,000 employees, our capabilities span electrical, electronic security, telecommunications, life safety, automation and controls, audiovisual, and IT systems. Headquarters in Tysons, Virginia, M.C. Dean delivers resilient, secure, and innovative power and technology solutions through engineering expertise and smart systems integration.

Why Join Us?

Our people are passionate about engineering innovation that improves lives and drives impactful change. Guided by our core values—agility, expertise, and trust—we foster a collaborative and forward-thinking work environment. At M.C. Dean, we are committed to building the next generation of technical leaders in electrical, engineering, and cybersecurity industries.

The Credit & Risk Manager is responsible for establishing and administering the company's enterprise-wide credit, risk management, and payment protection programs. This position plays a critical role in protecting company assets, minimizing bad debt exposure, preserving lien and bond rights, and ensuring that appropriate financial safeguards are maintained throughout the lifecycle of commercial, federal government, and construction projects. The role emphasizes proactive risk assessment and mitigation rather than traditional collections activities.

Responsibilities

Credit Analysis & Customer Qualification

• Conduct comprehensive credit evaluations for customers and project opportunities.
• Analyze financial statements, bank references, trade references, and credit reports.
• Establish credit limits, payment terms, and risk ratings.
• Maintain customer risk classification framework and monitoring process.
• Identify emerging credit risks and mitigation strategies.

Construction Risk Management

• Evaluate owner solvency, project funding, and payment security.
• Assess bonds, financing arrangements, and contractual protections.
• Evaluate subcontractor risk and payment security using Subcontract Default Insurance (SDI) and/or surety bonding programs.
• Partner with Legal, Contracts, Operations, Finance, and Risk Management to mitigate risk, leveraging the Origami Risk platform for vendor and subcontractor risk tracking.

Lien Rights & Payment Protection Administration

• Administer processes that preserve lien rights, bond claim rights, and statutory payment protections.
• Ensure timely notices, filings, and documentation.
• Coordinate with counsel on enforcement actions when necessary.
• Utilize Levelset to track notice deadlines, filing requirements, and lien/bond claim status across projects.

Lien Waiver & Release Management

• Administer issuance, review, and tracking of lien waivers and releases.
• Maintain controls over conditional and unconditional releases.
• Ensure complete supporting documentation.

Project Lifecycle Risk Oversight

• Ensure payment protections are established from project award through closeout.
• Monitor billing, payment trends, contract modifications, and risk indicators.
• Escalate concerns and recommend corrective actions.

Accounts Receivable Support

• Support resolution of disputes and payment issues.
• Review delinquent accounts and recommend risk mitigation actions.
• Focus on prevention of receivable issues rather than routine collection activity.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
• 8+ years of experience in commercial credit, construction finance, risk management, or related disciplines.
• Strong understanding of mechanic's liens, bond claims, financial statement analysis, and project risk evaluation.
• Experience with federal contracting and government projects preferred.
• Experience with surety/bonding programs and/or Subcontract Default Insurance (SDI) preferred.

Key Performance Indicators

• Bad debt reduction, preservation of lien and bond rights, customer credit review compliance, risk exposure management, quality of accounts receivable aging, implementation of payment protection controls, and prequalification of vendors and subcontractors with sound financial standing.

We offer an excellent benefits package including:

• A competitive salary
• Medical, dental, vision, life, and disability insurance
• Paid time off
• Tuition reimbursement
• 401k Retirement Plan
• Military Reserve pay offset
• Paid maternity leave

Abilities:

• Exposure to computer screens for an extended period of time.
• Sitting for extended periods of time.
• Reach by extending hands or arms in any direction.
• Have finger dexterity in order to manipulate objects with fingers rather than whole hands or arms, for example, using a keyboard.
• Listen to and understand information and ideas presented through spoken words and sentences.
• Communicate information and ideas in speaking so others will understand.
• Read and understand information and ideas presented in writing.
• Apply general rules to specific problems to produce answers that make sense.
• Identify and understand the speech of another person.

Pay Range

USD $135,360.00 - USD $169,200.00 /Yr.