Senior Credit Portfolio Manager & Underwriter

Truist; Richmond (VA); On-site; USD 115,000 - 130,000; Full time

Job summary

Truist in the United States is seeking a seasoned Commercial Underwriter to manage the underwriting of the Middle Market or CML portfolio and maintain day-to-day client interaction. The role emphasizes risk assessment, loan structuring, and adherence to regulatory guidelines.

The incumbent will lead the underwriting process, work with internal partners, and ensure accurate documentation for client transactions while supporting risk management across the portfolio.

Qualifications

• Bachelor’s degree in Finance or related field and at least 3+ years of commercial credit analysis.
• Mastery level proficiency with MS Office Desktop applications.
• Strong interpersonal and written/verbal communication.
• Sound credit skills essential.
• Attention to detail and ability to multitask in a fast-paced environment.
• Ability to prioritize workflow.

Responsibilities

• Lead the entire commercial underwriting process with prospects and clients.
• Analyze financial statements and business plans; assess risks.
• Model loan structures and ensure regulatory compliance.
• Monitor portfolio performance and identify remediation actions.
• Maintain data integrity and update loan systems.
• Collaborate with internal partners and support risk management.

Skills

Interpersonal skills

Written/verbal communication

Credit analysis

Attention to detail

Prioritization & multitasking

Education

Bachelor’s Degree in Finance or related field

Tools

MS Office

COMPASS

Salesforce

nCino

Job description

Truist in the United States is seeking a seasoned Commercial Underwriter to manage the underwriting of the Middle Market or CML portfolio and maintain day-to-day client interaction. The role emphasizes risk assessment, loan structuring, and adherence to regulatory guidelines.

The incumbent will lead the underwriting process, work with internal partners, and ensure accurate documentation for client transactions while supporting risk management across the portfolio.