Senior Credit Officer - Vice President

Deutsche Bank AG; United States; Hybrid; USD 180.000 - 240.000; Vollzeit

Benefits dieser Stelle

Hybrid work model

Competitive benefits including health,

retirement plans

Zusammenfassung

Deutsche Bank AG in New York seeks a Senior Credit Officer to provide expert credit analysis and risk management oversight for hedge fund counterparties. You will perform detailed counterparty due diligence, assess investment strategies, and set credit and financing limits, reporting to senior management within a global Funds team.

You will lead negotiations on trading and financing docs (ISDA/GMRA), approve complex transactions, and exercise delegated credit authority while challenging

Qualifikationen

• Experience in counterparty credit risk for hedge funds.
• Ability to assess investment strategies and risk management frameworks.
• Proven track record of credit decision-making and approval authority.
• Strong collaboration with Front Office, Legal, Operations and collateral management.

Aufgaben

• Lead credit due diligence and risk assessment for hedge fund and private equity relationships, engaging directly with senior client personnel to evaluate investment strategies, portfolio construction, leverage, liquidity, risk management, operational infrastructure, and other key sources of counterparty risk.
• Own credit decision-making for an assigned portfolio, establishing appropriate risk appetite, credit and financing limits, margin requirements, and transaction parameters, while exercising delegated credit authority and providing independent challenge.
• Evaluate and approve complex transactions across derivatives, financing and securities products, including OTC derivatives, FX, repo, prime brokerage, securities financing and bespoke structured transactions, ensuring risks remain identified and within appetite.
• Lead the credit risk aspects in negotiating trading and financing documentation, including ISDA, CSAs, GMRA, and other agreements, ensuring appropriate credit protections and collateral terms.
• Maintain senior-level oversight of portfolio risk using Deutsche Bank systems, including credit reviews, exposure and collateral monitoring, stress testing, and escalation of concerns.
• Partner with clients and internal stakeholders across Front Office, Sales, Trading, Financing, Legal, Operations and Collateral Management.

Kenntnisse

Credit risk analysis

Hedge funds knowledge

Analytical skills

Independent judgment

Ausbildung

Degree-level education

Jobbeschreibung

Job Description:

Job Title Senior Credit Officer

Corporate Title Vice President

Location New York, NY

Overview

You'll provide expert credit analysis and comprehensive risk management oversight for hedge fund clients. You'll conduct detailed counterparty due diligence, assess investment strategies and risk management frameworks, determine risk appetite, and establish appropriate credit, financing, and derivatives limits and your responsibilities will also include assigning and approving internal credit ratings, reviewing trading and financing transactions, and assessing collateral adequacy and legal protections.

You'll manage your own portfolio of hedge fund counterparties across a broad range of investment strategies and products, including derivatives, financing transactions, and securities financing activities and apply independent judgment and strong analytical skills to constructively challenge stakeholders while supporting responsible business growth.

You'll report to the Head of Funds and join a global team managing Deutsche Bank's credit exposure to hedge fund counterparties. You'll independently assess risk, challenge assumptions, escalation concerns where appropriate, and make informed credit decisions within your delegated authority and you'll exercise credit approval authority, represent Credit Risk Management in internal governance forums and credit committees, and engage directly with senior management, business partners, and hedge fund counterparties.

What We Offer You

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
• Educational resources, matching gift and volunteer programs

What You'll Do

• Lead credit due diligence and risk assessment for hedge fund and private equity relationships, engaging directly with senior client personnel to evaluate investment strategies, portfolio construction, leverage, liquidity, risk management, operational infrastructure, and other key sources of counterparty risk
• Own credit decision-making for an assigned portfolio, establishing appropriate risk appetite, credit and financing limits, margin requirements, and transaction parameters, while exercising delegated credit authority and providing independent challenge
• Evaluate and approve complex transactions across derivatives, financing and securities products, including Over-The-Counter (OTC) derivatives, Foreign Exchange, repo, prime brokerage, securities financing and bespoke structured transactions, ensuring risks remain appropriately identified, mitigated, and within approved appetite
• Lead the credit risk aspects in negotiating trading and financing documentation, including International Swaps and Derivatives Association, Inc. (ISDA), Credit Support Annexes, Global Master Repurchase Agreement (GMRA), and other agreements, ensuring appropriate credit protections, collateral terms, covenants and close-out rights
• Maintain senior-level oversight of portfolio risk, utilizing the various credit risk management and product monitoring systems within Deutsche Bank, including annual and periodic credit reviews, exposure and collateral monitoring, stress testing, counterparty performance, liquidity and leverage trends, and emerging risks, taking appropriate action or escalating concerns where necessary
• Partner closely with clients and internal stakeholders across Front Office, Sales, Trading, Financing, Legal, Operations and Collateral Management, while maintaining awareness of market, regulatory and industry developments relevant to counterparty credit risk

How You'll Lead

• Act as a senior, independent risk decision-maker, exercising sound judgment and ownership of credit decisions, constructively challenging assumptions, and clearly articulating risk views and recommendations to senior stakeholders
• Represent Credit Risk Management with senior business partners and clients, building effective relationships while providing credible independent challenge and balancing responsible business growth with prudent risk management
• Serve as a subject matter expert and leader within the global Funds team, sharing expertise, providing guidance and support to junior colleagues, and contributing to consistent, high-quality credit decision-making across the team

Skills You’ll Need

• Degree-level education or equivalent professional experience, with relevant counterparty credit risk experience focused on hedge funds
• Knowledge of hedge funds and their investment strategies, including an understanding of portfolio construction, leverage, liquidity, financing structures, and associated counterparty risks
• Experience conducting credit ana