Senior Credit Officer, Team Head - Financial Institutions

Societe Generale; New York (NY); On-site; USD 160,000 - 250,000; Full time

Job summary

Join a leading financial institution as a Team Head in Risk Management. The role involves overseeing all credit risks within Financial Institutions, managing a team, and contributing to the bank’s risk policy. Ideal candidates will have extensive experience in financial services and strong analytical skills.

Qualifications

• 15+ years of management experience within financial services.
• 8+ years managing teams of 3+ people.
• Current knowledge of US market and regulatory practices.

Responsibilities

• Supervise the FI team, including recruitment and day-to-day management.
• Ensure proper assessment and management of credit risks.
• Contribute to defining the Bank’s credit policy guidelines.

Skills

Analytical skills

Credit judgment

Problem-solving skills

Collaboration skills

Strategic decision-making

Innovation and creativity

Knowledge of US market practices

Job description

Responsibilities

• Supervisory responsibility for the FI team, including recruitment, training, and day-to-day management of team members.
• Ensure proper assessment, measurement, and management of credit risks originated and managed by the FI team, both at origination and through ongoing monitoring.
• Contribute to defining the Bank’s credit policy guidelines and overall risk appetite.
• Identify and understand emerging risks in partnership with the business to ensure these risks are well understood and adequately mitigated.
• Stay informed about regulatory developments and ensure team compliance with applicable policies and procedures.
• Participate in projects to enhance governance and meet evolving regulatory requirements.
• Participate in New Product Committees to understand new business initiatives and ensure all relevant credit risks and governance are addressed.
• Foster strong partnerships with the business.

Profile required

Division Description: The Risk Management Department contributes to Societe Generale's growth through expertise in risk analysis and management techniques, overseeing enterprise, strategic, credit, market, liquidity, operational, and other risks.

RISQ/CRE: Manages credit related to corporates, financial institutions, sovereign counterparties, and country risk for SG Group activities.

The Team Head oversees all credit risks within the Financial Institutions scope for the SG Americas perimeter, managing a team of 5 Senior Credit Officers. The scope includes Banks, Brokers, Insurance, and Private Equity, with products like Cap Call Facilities, PE Fund Financing, and structured fund solutions, across various asset classes and structured products. The role involves setting risk appetite and standards for credit risk management.

Skills and Qualifications:

• 15+ years of management experience within financial services
• 8+ years managing teams of 3+ people
• Broad knowledge of risks impacting the Financial Institutions sector, with expertise in credit risk
• Current knowledge of US market and regulatory practices
• Strong analytical, credit judgment, and problem-solving skills
• Ability to work autonomously and manage multiple projects
• Excellent collaboration skills across divisions and with legal and compliance teams
• Results-oriented with strategic decision-making capabilities
• Proficient in English; French skills are a plus
• Ability to work under pressure and prioritize effectively
• Promotes innovation and creativity

Why join us

Societe Generale is committed to an inclusive recruitment process. We value diversity and aim to reflect this in our workforce. For more about our culture and initiatives, visit our website links provided.