Senior Credit Analyst: Risk, Cash Flow & Lending Expert

Vaco by Highspring; New York (NY); On-site; USD 70,000 - 90,000; Full time

Job summary

Vaco by Highspring is seeking a Senior Credit Analyst in Midtown Manhattan, NY. This role involves evaluating creditworthiness, analyzing financial statements, and supporting lending decisions for business transactions.

The ideal candidate will have a Bachelor's degree and a minimum of 2 years experience in credit analysis or commercial lending, with strong analytical skills. This is a full-time on-site position with a commitment to diversity and inclusion.

Qualifications

• 2+ years of experience in credit analysis, underwriting, commercial lending, or related fields.
• Strong financial statement analysis and cash flow analysis skills are essential.
• Ability to manage multiple priorities in a deadline-driven environment.

Responsibilities

• Review credit reports, background checks, and public records.
• Analyze financial statements and tax returns.
• Assess borrower creditworthiness and recommend lending decisions.
• Prepare credit presentations and supporting documentation.
• Partner with underwriting and leadership teams on transactions.

Skills

Financial statement analysis

Cash flow analysis

Attention to detail

Verbal communication skills

Written communication skills

Education

Bachelor's degree in Finance, Accounting, Economics, Business, or related field

Tools

Microsoft Excel

Salesforce

Job description

Vaco by Highspring is seeking a Senior Credit Analyst in Midtown Manhattan, NY. This role involves evaluating creditworthiness, analyzing financial statements, and supporting lending decisions for business transactions.

The ideal candidate will have a Bachelor's degree and a minimum of 2 years experience in credit analysis or commercial lending, with strong analytical skills. This is a full-time on-site position with a commitment to diversity and inclusion.