Senior Credit Analyst - Healthcare

JCW Group; United States; On-site; USD 90,000 - 140,000; Full time

Job summary

JCW Group seeks a Senior Credit Analyst to join the Healthcare team onsite. Focus is on underwriting and portfolio management for a healthcare book spanning skilled nursing, senior living, and medical practices.

The role offers growth potential in an entrepreneurial environment within a growing bank group. Responsibilities include underwriting, financial analysis, credit memos, collaboration with Relationship and Portfolio Managers, and ensuring covenant compliance with bank policy.

Qualifications

• 3+ years of experience in commercial credit underwriting, credit analysis, or portfolio management.
• Healthcare lending experience (skilled nursing, senior living, or medical practices) is a plus, with flexibility for junior candidates.
• Strong financial statement, cash flow, and credit analysis skills.

Responsibilities

• Underwrite new and existing healthcare credit facilities, including agented and syndicated transactions across cash flow loans, revolvers, and term loans.
• Analyze borrower financials, cash flow, collateral, and overall credit quality.
• Prepare comprehensive credit memos for new loans, renewals, and modifications.
• Partner closely with Relationship Managers and Portfolio Managers on deal structuring and credit recommendations.
• Monitor portfolio performance and covenant compliance to ensure adherence to bank credit policy.
• Review legal documentation for accuracy and compliance with approval requirements.

Skills

Credit underwriting

Financial analysis

Cash flow analysis

Credit memos

Relationship management

Job description

A well-recognized large regional bank is looking to add a Senior Credit Analyst to their Healthcare team. This is an onsite role focused on underwriting and portfolio management for a healthcare book spanning skilled nursing, senior living, and medical practices. This is an exciting opportunity to join a growing group and an ideal fit for a credit professional looking for an entrepreneurial environment with strong growth potential.

Responsibilities:

• Underwrite new and existing healthcare credit facilities, including agented and syndicated transactions across cash flow loans, revolvers, and term loans.
• Analyze borrower financials, cash flow, collateral, and overall credit quality.
• Prepare comprehensive credit memos for new loans, renewals, and modifications.
• Partner closely with Relationship Managers and Portfolio Managers on deal structuring and credit recommendations.
• Monitor portfolio performance and covenant compliance to ensure adherence to bank credit policy.
• Review legal documentation for accuracy and compliance with approval requirements.

Qualifications:

• 3+ years of experience in commercial credit underwriting, credit analysis, or portfolio management.
• Healthcare lending experience (skilled nursing, senior living, or medical practices) is a plus, with flexibility for junior candidates.
• Strong financial statement, cash flow, and credit analysis skills.