Senior Credit Analyst – Commercial Lending

Hebron Savings Bank; Maryland; On-site; USD 65,000 - 90,000; Full time

Job summary

Hebron Savings Bank is seeking a Credit Analyst in the Credit Administration department. The role supports lending functions, underwriting new commercial loans, renewing lines of credit, and ongoing financial reviews of customer relationships.

Responsibilities include preparing loan analyses, composing narrative credit analyses, and assessing borrower details, industry outlook, and financial capacity. Strong attention to detail and teamwork are essential.

Qualifications

• Undergraduate/Associates degree in Accounting/Finance.
• Banking industry experience preferred.
• Understanding of personal and business tax returns & financial statements.
• Demonstrates attention to detail and ability to multi-task in a deadline-driven environment.
• Ability to work independently and in a team atmosphere.
• Excellent written and verbal communication skills.

Responsibilities

• Prepare loan analyses for new credit requests, including spreading financial statements and updating loan approval documents.
• Compose the narrative analysis for credit requests based on size and complexity.
• Assess customer background, products, industry outlook, and competition.
• Spread new financial information for existing credits and support annual risk reviews.
• Prepare financial documentation for review and renewal of lines of credit.

Skills

Credit analysis

Financial statement analysis

Attention to detail

Multi-tasking

Independent work

Written & verbal communication

Education

Undergraduate/Associates degree in Accounting/Finance

Tools

LoanVantage

Job description

Hebron Savings Bank is seeking a Credit Analyst in the Credit Administration department. The role supports lending functions, underwriting new commercial loans, renewing lines of credit, and ongoing financial reviews of customer relationships.

Responsibilities include preparing loan analyses, composing narrative credit analyses, and assessing borrower details, industry outlook, and financial capacity. Strong attention to detail and teamwork are essential.