Senior Commercial Credit Analyst & Team Mentor

North Easton Savings Bank; Easton (MA); Vor Ort; USD 80.000 - 108.000; Vollzeit

Zusammenfassung

North Easton Savings Bank is seeking a Commercial Credit Analyst to analyze financial statements, prepare approval memos, and support complex loan modifications.

You will mentor junior staff, maintain accurate records in the Loan Origination system, and deliver timely, high‑quality credit analyses.

Requires a Bachelor’s in Finance/Accounting and 3–5 years of direct commercial credit analysis.

Qualifikationen

• Bachelor’s Degree in Finance/Accounting or related field.
• 3–5 years of direct commercial credit analysis experience.
• Proficient with Microsoft Office (Word, Excel, PowerPoint).
• Experience with credit analysis and memos.
• Strong written and verbal communication skills.

Aufgaben

• Spreads and analyzes financial statements and presents credit recommendations verbally and in writing.
• Prepare approval memos, renewal requests and loan modifications of high complexity with minimal oversight.
• Assist in protecting asset quality by annual reviews of commercial relationships.
• Maintain tickler systems within Loan Origination to ensure recordkeeping.
• Monitor requests for and receipt of borrowers’ financial statements.
• Order and review appraisals and environmental reports.
• Prepare standard reports and suggest enhancements.
• Provide credit history comments quarterly as needed.
• Deliver high level service to customers and comply with regulations.
• Mentor and train junior team members.

Kenntnisse

Verbal communication

Written communication

Analytical skills

Financial analysis

Customer service

Multi-tasking

Team collaboration

Reading financial statements

Ausbildung

Bachelor's Degree in Finance/Accounting

Tools

Microsoft Office Suite

Financial spreading software

Banking core data platforms

Jobbeschreibung

North Easton Savings Bank is seeking a Commercial Credit Analyst to analyze financial statements, prepare approval memos, and support complex loan modifications.

You will mentor junior staff, maintain accurate records in the Loan Origination system, and deliver timely, high‑quality credit analyses.

Requires a Bachelor’s in Finance/Accounting and 3–5 years of direct commercial credit analysis.