Senior Credit Analyst: Auto Lending & Underwriting

Origence; Georgia; On-site; USD 34,000 - 44,000; Full time

Benefits offered by this job

401(k) with 8% Company Match

Competitive Paid Time Off

Microsoft Copilot and AI-Enabled Tools

Team events & celebrations

Job summary

Origence, a fintech leader empowering credit unions with SaaS lending solutions, is seeking a Credit Analyst II. This role focuses on underwriting, processing, negotiating, and capturing indirect auto loan and lease originations while delivering high‑level service to credit unions and dealer partners.

Responsibilities include reviewing loan applications, applying underwriting criteria, coordinating with multiple departments, and ensuring accurate documentation.

Qualifications

• High school diploma or equivalent required.
• Four to six years of underwriting experience in a consumer lending/underwriting environment within a financial institution.
• Knowledge of financial institution operations, regulatory compliance, point of purchase or indirect auto lending or leasing preferred.
• Previous processing/funding experience is preferred.

Responsibilities

• Negotiate loan terms with credit unions and dealers.
• Review loan applications and render underwriting decisions.
• Document rationale and manage loan funding processes.
• Collaborate across departments to optimize allocations and funding.

Skills

Customer service

Communication

Analytical skills

Team player

Education

High school diploma or equivalent

Tools

L360

Meridian Link

Ideal

Job description

Origence, a fintech leader empowering credit unions with SaaS lending solutions, is seeking a Credit Analyst II. This role focuses on underwriting, processing, negotiating, and capturing indirect auto loan and lease originations while delivering high‑level service to credit unions and dealer partners.

Responsibilities include reviewing loan applications, applying underwriting criteria, coordinating with multiple departments, and ensuring accurate documentation.