Senior Credit Analyst

Interior Logic Group; Plano (TX); On-site; USD 70,000 - 90,000; Full time

Job summary

Interior Logic Group in Plano, TX is seeking a Senior Credit Analyst to assess credit risk, underwrite new and existing customers, and help manage trusted relationships.

You will work with the Credit & Collections team to keep accounts receivable current, resolve delinquencies, monitor lien rights, and ensure compliance, while mentoring junior analysts.

Qualifications

• 5+ years of experience as a Credit Analyst or in a similar financial analysis role.
• Strong knowledge of financial analysis techniques and credit underwriting principles.
• Familiarity with credit bureau reports and scoring models.

Responsibilities

• Credit underwriting for new and existing customers using credit reports and financial data.
• Maintain contact with customers to ensure accounts receivable remains current and resolve delinquencies.
• Collaborate with the Credit & Collections team to propose corrective actions to resolve issues.
• Monitor lien rights and ensure compliance reporting.
• Mentor and support junior Credit Analysts to improve team performance.

Skills

Credit underwriting

Financial analysis

Relationship management

Education

Bachelor’s degree in Finance/Accounting/Economics

Job description

## Senior Credit AnalystApply: Onsite: Plano, TX: Full time: Posted Today: R-8221**Looking to build your career and design your future? You have come to the right place.****Summary**The Senior Credit Analyst plays a critical role in the financial and risk assessment of customer credit applications and ongoing customer relationships. This role communicates regularly with the business and customers to ensure accurate account statements and timely collections of amounts due to the Company. Additionally, the Senior Credit Analyst works with less experienced Credit Analysts to ensure positive performance for the Credit and Collections team.**Essential Functions****Credit Risk Assessment & Underwriting*** Conduct thorough credit underwriting for new and existing customers by evaluating credit information from banks, trade creditors, and credit reports to ensure appropriate credit limits.* Analyze financial data and creditworthiness to support informed credit decisions.**Collections & Account Management*** Maintain regular contact with customers to ensure accounts receivable remains current.* Address any past-due amounts promptly, working with customers to achieve quick resolution.* Process, follow up, and resolve inbound collection and customer service telephone inquiries in a timely manner.* Maintain comprehensive tracking and documentation of all customer interactions.**Delinquency Resolution & Escalation*** Act decisively by making timely recommendations to the Manager of Credit & Collections.* Propose efficient and effective corrective actions to resolve delinquency, bring accounts up to date, or take necessary steps to ensure satisfactory resolution.**Lien Rights & Compliance*** Monitor lien rights and provide necessary reporting to the business regarding past-due amounts with expiring lien rights.* Process lien releases as needed to maintain compliance.**Collaboration & Relationship Management*** Work in a team-oriented environment that requires communicating positively and professionally with fellow employees, customers, and vendors.* Establish and maintain positive working relationships.* Support and mentor less experienced Credit Analysts to drive team performance.**Education & Experience****Required*** 5+ years of experience as a Credit Analyst or in a similar financial analysis role.* Strong knowledge of financial analysis techniques, credit risk assessment, and credit underwriting principles.**Preferred*** Bachelor’s degree in Finance, Accounting, Economics, or a related field.**Skills & Competencies****Financial & Analytical Expertise*** Familiarity with credit bureau reports and credit scoring models.* Proficiency in using financial analysis software and tools.* Excellent analytical skills with a keen attention to detail.**Communication & Relationship Management*** Strong written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner.* Ability to work independently and collaborate effectively with cross-functional teams.**Compliance & Business Acumen*** Knowledge of relevant financial regulations and compliance requirements.* Sound judgment and decision-making capabilities related to credit risk.*If you like working with a growing close knit team and helping home owners design the home of their dreams, come build your career with us!*All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, individual with disabilities, veteran status, gender identity or national origin.