Senior Credit Analyst

Strive Solutions; Mesa (AZ); On-site; USD 85,000 - 110,000; Full time

Job summary

Strive Solutions in Mesa, AZ seeks a Commercial Lending Underwriter to underwrite complex lending transactions, including commercial real estate, cash-flow-based credits, leveraged structures, and tax-credit financings.

You will analyze financial statements, cash flows, collateral packages, and debt service coverage, support loan officers with structuring and credit decisions, and participate in loan committee discussions.

Qualifications

• Strong credit underwriting expertise for complex commercial transactions.
• Advanced analytical skills with a solid understanding of cash flow and collateral assessment.
• Ability to interpret covenant requirements and identify credit risks.
• Effective communication and collaboration with lending teams and committee stakeholders.

Responsibilities

• Analyze financial statements, cash flow, collateral documentation, and borrowing base reports.
• Support lending officers with transaction structuring and credit decisioning.
• Monitor covenant compliance and track key loan maturity considerations.
• Contribute to loan committee materials and participate in loan committee meetings.

Skills

Credit underwriting

Cash flow analysis

Covenant interpretation

Communication & collaboration

Job description

Role Summary

Underwrite complex commercial lending transactions, including commercial real estate, C&I, leveraged finance, and tax-credit structures.

Key Responsibilities

• Analyze financial statements, cash flow, collateral documentation, and borrowing base reports.
• Support lending officers with transaction structuring and credit decisioning.
• Monitor covenant compliance and track key loan maturity considerations.
• Contribute to loan committee materials and participate in loan committee meetings.

Required Qualifications & Skills

• Strong credit underwriting expertise for complex commercial transactions.
• Advanced analytical skills with a solid understanding of cash flow and collateral assessment.
• Ability to interpret covenant requirements and identify credit risks.
• Effective communication and collaboration with lending teams and committee stakeholders.