Commercial Loan Underwriter

Strive Solutions; Mesa (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

Strive Solutions in Mesa, AZ is seeking an experienced loan underwriter to underwrite complex commercial loan transactions, including real estate, C&I lending, leveraged finance, and tax credit lending. You will analyze borrower financials, collateral, and cash flows to support underwriting decisions.

The role involves preparing credit recommendations, collaborating with lending officers, and monitoring post-closing covenants and maturities to mitigate risk.

Qualifications

• Strong credit analysis skills with the ability to assess risk and repayment capacity.
• Solid understanding of commercial lending structures and underwriting practices.
• Proficiency in evaluating collateral and borrowing base information.
• Detail-oriented, with strong analytical judgment and communication skills.

Responsibilities

• Analyze borrower financials, cash flow, collateral, and borrowing base reports.
• Prepare and present credit recommendations for review.
• Support lending officers throughout the underwriting and approval process.
• Monitor ongoing financial reporting, covenants, and maturities to identify risks and ensure compliance.

Skills

Credit analysis

Commercial lending

Collateral evaluation

Analytical and communication skills

Job description

Role Summary

Underwrite complex commercial loan transactions, including real estate, commercial and industrial lending, leveraged finance, and tax credit lending.

Role Summary

Underwrite complex commercial loan transactions, including real estate, commercial and industrial lending, leveraged finance, and tax credit lending.

Key Responsibilities

• Analyze borrower financials, cash flow, collateral, and borrowing base reports.
• Prepare and present credit recommendations for review.
• Support lending officers throughout the underwriting and approval process.
• Monitor ongoing financial reporting, covenants, and maturities to identify risks and ensure compliance.

Qualifications & Skills

• Strong credit analysis skills with the ability to assess risk and repayment capacity.
• Solid understanding of commercial lending structures and underwriting practices.
• Proficiency in evaluating collateral and borrowing base information.
• Detail-oriented, with strong analytical judgment and communication skills.