Senior Credit Analyst

RightHIRE Staffing Solutions; Key West (FL); On-site; USD 58,500 - 71,500; Full time

Job summary

RightHIRE Staffing Solutions is seeking a Senior Credit Analyst in Key West, FL to evaluate loan applications and prepare detailed credit analysis reports. In this role, you'll guide junior analysts and work closely with lenders to ensure effective underwriting and loan structuring.

The ideal candidate has 5–10 years of credit analysis experience and a Bachelor’s degree in finance or accounting, alongside strong communication and organizational skills.

Qualifications

• 5–10 years of credit analysis experience within the banking industry.
• Bachelor’s degree in finance, accounting, or a related field.
• Strong computer skills and proficiency with credit analysis tools.

Responsibilities

• Produce independent credit analysis reports detailing strengths and weaknesses.
• Provide direction to less experienced analysts.
• Conduct thorough financial analysis of statements.
• Analyze complex credit requests ensuring accuracy and appropriateness.

Skills

Credit analysis experience

Communication skills

Teamwork

Organizational skills

Education

Bachelor’s degree in finance or accounting

Tools

Credit analysis tools

Job description

Senior Credit Analyst – Key West, FL

Salary: $65,000 per year (Direct Hire).

Job Overview

A Senior Credit Analyst responsible for evaluating loan applications, preparing detailed credit analysis reports, providing guidance to junior analysts, and collaborating with commercial lenders to ensure quality underwriting and appropriate loan structuring.

Responsibilities

• Produce independent credit analysis reports detailing strengths and weaknesses of loan proposals.
• Provide direction and mentorship to less experienced analysts.
• Work closely with commercial lenders to develop a seamless underwriting process.
• Conduct thorough financial analysis of corporate financial statements, individual tax returns, and personal financial statements.
• Compile and submit various monthly reports and multiple ad‑hoc project reports.
• Analyze complex and involved credit requests, ensuring accurate credit decisions and appropriate loan structure and securitization.

Qualifications

• 5–10 years of credit analysis experience within the banking industry.
• Bachelor’s degree in finance, accounting, or a related field (or advanced degree/substantial related experience).
• Strong computer skills and proficiency with credit analysis tools.
• Excellent communication, teamwork, and organizational skills.
• Ability to handle multiple projects simultaneously and prioritize workloads.
• Demonstrated accuracy, timeliness, and effectiveness in an analytical environment.

Additional Information

All information will be kept confidential in accordance with EEO guidelines.