Senior Credit Analyst

LHH; Greensboro (NC); On-site; USD 85,000 - 105,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Generous paid time off

Employer-supported retirement savings

Job summary

LHH Recruitment Solutions is seeking a Senior Credit Analyst to support a global organization. You will perform credit analysis, evaluate financials, structure financing proposals, and present risk-based recommendations to approve loans or credit lines.

Strong communication and relationship skills are essential for partnering with customers and sales teams. The role emphasizes high visibility and impact on business growth, with opportunities for career advancement and ongoing professional

Qualifications

• Bachelor’s degree in Finance, Business Administration, Accounting, Economics or related field.
• 3+ years of experience in commercial credit analysis, underwriting, or related fields.
• Strong understanding of financial statement analysis and credit principles.
• Experience reviewing complex lending transactions and making risk-based recommendations.

Responsibilities

• Analyze commercial credit applications and financing requests.
• Review and interpret financial statements, tax returns and credit documentation.
• Evaluate borrower financial performance, liquidity, leverage and repayment capacity.
• Structure financing proposals including terms, collateral, guarantor, and risk mitigations.
• Prepare detailed credit analyses and recommendations for approval.
• Collaborate with sales teams and customers to gather information for timely credit decisions.
• Manage a high-volume pipeline and maintain SLAs.
• Ensure compliance with internal credit policies and regulatory requirements.
• Build trusted relationships with internal stakeholders and customers.

Skills

Commercial credit analysis

Financial statement analysis

Underwriting

Risk assessment

Relationship management

Credit judgment

Microsoft Office Suite

Education

Bachelor's degree in Finance/Business/Accounting/Economics

Tools

Microsoft Office Suite

Job description

LHH Recruitment Solutions is seeking to fill a Senior Credit Analyst position for a well-established global organization. The ideal candidate will have experience in commercial credit analysis, financial statement review, underwriting, risk assessment, and relationship management with customers and business partners, along with the ability to use sound credit judgment to make recommendations. This is a high visibility role that offers the chance to directly impact business growth along with personal career advancement potential.

Job duties include:

• Analyze commercial credit applications and financing requests.
• Review and interpret financial statements, tax returns, and related credit documentation.
• Evaluate borrower financial performance, liquidity, leverage, and repayment capacity.
• Structure financing proposals, including loan terms, collateral requirements, guarantor support, and other risk-mitigation strategies.
• Prepare detailed credit analyses and recommendations for approval.
• Collaborate with sales teams and customers to gather information and facilitate timely credit decisions.
• Manage a high-volume pipeline of transactions while maintaining service-level expectations.
• Ensure compliance with internal credit policies, regulatory requirements, and customer due diligence standards.
• Build trusted relationships with internal stakeholders, business partners, and customers to support long-term success.
• Bachelor's degree in Finance, Business Administration, Accounting, Economics, or a related field.
• 3+ years of experience in commercial credit analysis, underwriting, banking, equipment finance, commercial lending, lease finance, portfolio management, or risk management.
• Strong understanding of financial statement analysis and commercial credit principles.
• Experience reviewing complex lending transactions and making risk-based recommendations.
• Ability to analyze balance sheets, income statements, cash flow statements, and tax returns.
• Excellent written and verbal communication skills.
• Strong relationship-building and negotiation abilities.
• Proven ability to prioritize multiple transactions in a fast-paced environment.
• Proficiency with Microsoft Office Suite, including Excel, Outlook, and Teams.

Benefits include: Medical, dental, and vision insurance, generous paid time off, paid holidays, and employer-supported retirement savings plan.

Equal Opportunity Employer/Veterans/Disabled