SENIOR CREDIT ANALYST

Crdit Agricole CIB; Chicago (IL); On-site; USD 140,000 - 170,000; Full time

Job summary

A leading global banking group is seeking a Senior Credit Analyst in Chicago. The position involves evaluating credit exposures and collaborating with various teams to assess financial risks. Candidates should possess strong credit analysis skills and relevant work experience in banking or credit ratings.

Qualifications

• 6-10 years of banking or credit rating agency experience with investment-grade and non-investment-grade credits.

Responsibilities

• Review credit requests for risk assessment and completeness.
• Write comprehensive credit analyses on financial statements and risks.
• Collaborate with Sector Heads for final recommendations.

Skills

Strong credit analysis skills

Understanding of cash flow

Ability to analyze and summarize information

Proficiency in Microsoft Office

Education

Bachelor's degree in Business, Finance, or related field

MBA or CFA preferred

Job description

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).

With 8,600 employees across more than 30 countries in Europe, the Americas, Asia-Pacific, the Middle East, and North Africa, the bank supports its clients' financial needs globally.

Crédit Agricole CIB offers a range of products and services including capital market activities, investment banking, structured finance, commercial banking, and international trade for large corporate and institutional clients.

The bank is a pioneer in climate finance and currently a market leader with comprehensive offerings for all its clients.

Committed to societal interests, the group values diversity and inclusion, and all job opportunities are open to persons with disabilities.

For more information, visit www.ca-cib.com

Twitter: https://twitter.com/ca_cib

All positions are open to people with disabilities.

Reference: 2025-96822

Date: 13/02/2025

Business Type: Risk Management / Control

Job Title: Senior Credit Analyst (VP or Director)

Summary:

Challenging Senior Credit Analyst position in Credit Risk Analysis Chicago (CRA). The Senior Credit Analyst evaluates and recommends counterparty credit exposures proposed by the bank's business units in the Americas. The portfolio includes companies in LBO, Global Commodity Finance, and diversified U.S. corporates.

Key Responsibilities:

• Review credit requests generated by the Front Office for completeness, liaising with originators to obtain additional documents and data needed for risk assessment.
• Write comprehensive credit analyses evaluating industry, competitive position, financial statements, transaction structure, exposure, risks, and mitigants.
• Review and recommend credit ratings using the bank's internal model.
• Collaborate with Sector Heads to finalize recommendations for Senior Management and Credit Committees.
• Manage file completion to meet deadlines and verify data accuracy in databases.
• Monitor risk in the assigned portfolio and prepare quarterly reports on sensitive names.
• Assist in portfolio or counterparty research requests and mentor junior analysts.

Internal Contacts:

• Local RPC teams
• Local Front Office teams
• Loan Review team
• Head Office RPC SCS and Front Office

Salary Range: $140k - $170k

Location: Chicago, USA

Qualifications:

• Bachelor's degree in Business, Finance, or related field; MBA or CFA preferred.
• 6-10 years of banking or credit rating agency experience with investment-grade and non-investment-grade credits.

Skills:

• Strong credit analysis skills, including balance sheet and income statement analysis.
• Understanding of cash flow, projections, and risk exposure.
• Ability to analyze and summarize information succinctly, prioritize, work independently, and adapt to change.
• Proficiency in Microsoft Office, excellent written and verbal communication, leadership, delegation, and teamwork skills.