Senior Credit Analyst

Crédit Agricole Group; Chicago (IL); On-site; USD 140,000 - 170,000; Full time

Job summary

A leading global financial institution is seeking a Senior Credit Analyst in Chicago to analyze and recommend counterparty credit exposures. This critical role involves conducting thorough credit evaluations, mentoring junior staff, and working closely with senior management to manage risks effectively. The successful candidate will contribute to the bank's competitive position within the global market.

Qualifications

• Experience in credit and risk analysis is essential.
• Ability to manage portfolios and prepare detailed reports.
• Strong analytical skills and understanding of financial statements required.

Responsibilities

• Analyze credit requests and write comprehensive credit analyses.
• Monitor risks in assigned portfolio and prepare quarterly reports.
• Mentor and train junior analysts.

Skills

Credit Analysis

Risk Management

Financial Analysis

Industry Evaluation

Mentorship

Job description

Job Title: Senior Credit Analyst (VP or Director)
Summary:
Challenging Senior Credit Analyst position in Credit Risk Analysis Chicago (“CRA”). The Senior Credit Analyst analyzes and
recommends counterparty credit exposures, which are proposed by the bank’s business units in the Americas. The Senior Credit
Analyst is assigned a portfolio that includes companies in the LBO, Global Commodity Finance and U.S. diversified corporate
portfolios.
Key Responsibilities:
• Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness,
interfacing with the originators to obtain necessary additional documents, projections, industry data or other information required
for a thorough understanding of the risk.
• Writes a comprehensive credit analysis, evaluating the borrower’s industry, competitive position, balance sheet, income
statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the
proposal.
• Reviews and recommends the borrower’s credit rating using the bank’s internal rating model.
• Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit
Committee.
• Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.
• Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to
resolve issues, if any.
• Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
• Works on various ad hoc portfolio or counterparty research requests.
• Help mentor and train junior analysts
Key Internal Contacts:
Local RPC teams
Local Front Office teams
Loan Review team
Head Office RPC SCS and Front Office

Salary Range: $140k - $170k

#LI-DNI