Senior Credit Analyst

Staffmark Group; Abilene (TX); On-site; USD 65,000 - 70,000; Full time

Benefits offered by this job

Medical, dental & vision insurance

Life insurance

Disability insurance

401(k)

Paid time off

Job summary

Staffmark Group in Abilene, TX is hiring a Senior Credit Analyst to assess and underwrite loan requests, evaluate repayment capacity, collateral, and creditworthiness, and present recommendations in line with policy.

You will lead loan reviews, monitor risk, mentor junior analysts, and collaborate with loan officers and leadership to support lending decisions; a Bachelor's degree and 5+ years of commercial credit experience are preferred.

Qualifications

• Strong understanding of commercial lending, credit administration, and banking regulations.

Responsibilities

• Analyze and underwrite loan requests, evaluating repayment capacity, collateral, guarantor support, and overall creditworthiness.
• Prepare loan presentations and credit recommendations that align with bank policy and regulatory requirements.
• Lead annual loan reviews, portfolio monitoring, risk ratings, stress testing, and industry analysis.
• Identify emerging credit risks and recommend strategies to mitigate portfolio exposure.
• Supervise and mentor Credit Analysts, ensuring consistency, accuracy, and quality in underwriting practices.
• Partner with Loan Officers, executive leadership, and the Chief Credit Officer to support lending decisions and strategic initiatives.
• Assist with audits, loan reviews, regulatory examinations, and compliance activities while maintaining current knowledge of industry trends and banking regulations.

Skills

Financial analysis

Loan structuring

Commercial credit presentations

Leadership

Education

Bachelor's degree in Finance

Bachelor's degree in Accounting

Bachelor's degree in Business Administration

Bachelor's degree in Economics

Advanced commercial credit training

Job description

Now hiring for a Senior Credit Analyst Location: Abilene, TX Pay Rate: $65,000.00 - $70,000.00 per year

At Staffmark, you're not just filling a Senior Credit Analyst position - you're becoming a valued part of a team that wants you to succeed.

Looking for Senior Credit Analyst jobs in Abilene where your skills can make a real impact? This opportunity offers the chance to contribute to a growing team, develop your experience, and build a rewarding career in a professional work environment.

Job Duties

• Analyze and underwrite commercial and consumer loan requests, evaluating repayment capacity, collateral, guarantor support, and overall creditworthiness.
• Prepare loan presentations and credit recommendations that align with bank policy and regulatory requirements.
• Lead annual loan reviews, portfolio monitoring, risk ratings, stress testing, and industry analysis.
• Identify emerging credit risks and recommend strategies to mitigate portfolio exposure.
• Supervise and mentor Credit Analysts, ensuring consistency, accuracy, and quality in underwriting practices.
• Partner with Loan Officers, executive leadership, and the Chief Credit Officer to support lending decisions and strategic initiatives.
• Assist with audits, loan reviews, regulatory examinations, and compliance activities while maintaining current knowledge of industry trends and banking regulations.

Education Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field required.
• Advanced commercial credit training, banking certifications, or related professional development preferred.
• Strong understanding of commercial lending, credit administration, and banking regulations.

Experience Requirements

• 5+ years of commercial credit analysis and underwriting experience within a banking environment preferred.
• Experience analyzing complex commercial and consumer loan requests, financial statements, tax returns, and cash flow.
• Proficiency with UCA cash flow analysis, global cash flow analysis, and credit risk assessment.
• Prior leadership, supervisory, or team development experience preferred.
• Strong skills in financial analysis, loan structuring, and commercial credit presentations.

Physical Capabilities

• Ability to sit for extended periods and work on a computer throughout the day.
• Frequent use of a keyboard, telephone, and other office equipment.
• Ability to communicate effectively in person, virtually, and by phone.
• Occasional standing, walking, bending, reaching, or lifting standard office materials.

Benefits vary by client and are confirmed at the time of offer. Examples may include:

• Medical, dental, and vision insurance
• Life insurance
• Disability insurance
• 401(k)
• Paid time off (PTO)

Good Vibes Only. Ask Keriann I love my coworkers. - Keriann, Staffmark Associate

About Us

At Staffmark, we connect hardworking people with great companies, creating opportunities that make a lasting impact.

Staffmark is an equal opportunity employer. Allapplicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status, or any other legally protected status. Staffmark offers reasonable accommodations for qualified individuals with disabilities; contact your local branch for inquiries. Staffmark is an E-Verify employer. See our Privacy Notice for Candidates and Employees/Contractors at https://smgroupna.com/privacy-notice-for-candidates-and-employees-contractors. By applying, you consent to receive AI-generated and non-AI-generated calls, texts, or emails from Staffmark Group, its affiliates, and partners. Frequency varies and message/data rates may apply. Reply STOP to cancel or HELP for help.